St. Johns County property record for 1804 W Cobblestone Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,070 sqft · built 2004 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Mar 2024) |
| Tax Bill | $7,892 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288005-0460 |
| Primary APN | 288005-0460 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,070 sqft Living Area |
| Gross Area | 3,728 sqft |
| 1st Floor Area | 3,070 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 508 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1804 W COBBLESTONE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/21-44 ST JOHNS SIX MILE CREEK NORTH UNIT 1 BLOCK 5 LOT 46 OR5920/724 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 1 |
| Legal Block | 5 |
| Legal Lot Number | 46 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1804 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Oct 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Jan 22, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on Record |
| Deed Sale | Mar 25, 2024 · Amount on Record |
| Prior Sale | Oct 19, 2021 · Amount on Record |
| Deed Document Number | 202422013 |
| Deed Book / Page | 5920 / 724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 25, 2024 |
| Property Address | 1804 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0059200724 |
| Book / Page | 5920 / 724 |
| Map Reference | MB 37 PG 21-44 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024022013 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Title Company | CROCKETT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1804 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Name | Verified Name |
|---|---|
| Address | 1804 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0005920726 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 5920/726 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1804 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1804 W COBBLESTONE LN, ST AUGUSTINE, FL 32092-2799 |
| Document Number | 0056650875 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 5665/875 |
| Instrument | 2022105157 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 19, 2021 |
| Property Address | 1804 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0053971551 |
| Book / Page | 5397 / 1551 |
| Map Reference | MB 37 PG 21-44 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021114028 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,473.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 CANTABRIA WAY UNIT 307, 213, ST AUGUSTINE, FL 32086-9502 |
| Name | Verified Name |
|---|---|
| Address | 1804 W COBBLESTONE LN, ST AUGUSTINE, FL 32092-2799 |
| Document Number | 53971553 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 5397/1553 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1804 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0046760865 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1804 W COBBLESTONE LN ST AUGUSTINE FL 320922799, ST AUGUSTINE, FL 32092-2799 |
| Document Number | 0046760865 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 004676/000865 |
| Instrument | 8033 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 4, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,252 (-6.61%) Land $135,000 Building $425,252 | $560,252 (-6.61%) Land $135,000 Building $425,252 | |
| 2025 | $7,892.00 (+13.59%) Homeowner's exemption | $599,920 (+4.66%) | $599,920 (-2.16%) Land $135,000 Building $464,920 |
| 2024 | $6,948.00 (+1.91%) Homeowner's exemption | $573,231 (+3%) | $613,193 (+2.45%) Land $145,000 Building $468,193 |
| 2023 | $6,818.00 (+2.56%) Homeowner's exemption | $556,535 (+3%) | $598,555 (+2.12%) Land $144,000 Building $454,555 |
| 2022 | $6,648.00 Homeowner's exemption | $540,325 | $586,121 Land $95,200 Building $490,921 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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