1811 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1811 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	4 ba · 1,653 sqft · built 1964
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$34,560 (Jul 2024)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146O P 024`

Property Details

APN / Parcel Number

Primary APN	`146O P 024`
Alternative APN	`0000077377`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,653 sqft Total Area

Exterior

Year Built	Built 1964
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000077377
Street Address	1811 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4364
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LTS 11 12 BLK 26 MONTAGUES ADDN NO 4 PB8 PG25
Legal Subdivision	MONTAGUES ADDN NO 4
Legal Block	26
Legal Lot Number	11,12 12
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2025
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	307 CRICKET LN, HIXSON, TN 37343-2491
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Deed Document Number	2024072600014
Deed Book / Page	13659 / 980
Record Updated	Jun 8, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 26, 2024
Property Address	1811 E 12TH ST, CHATTANOOGA, TN 37404-4364
Document Number	0000000014
Book / Page	13659 / 980
Map Reference	MB 8 PG 25
Instrument Date	Jul 18, 2024
Instrument	2024072600014
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$127.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 CRICKET LN, HIXSON, TN 37343-2491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 CRICKET LN, HIXSON, TN 37343-2491

Mortgage

Document Number	0000000015
Date	Jul 26, 2024
Instrument	2024072600015

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,760.00 (+127.68%)	$116,160 (+236.11%)	$290,400 (+236.11%) Land $72,000 Building $218,400
2024	$773.00	$34,560 (-)	$86,400 (-) Land $48,000 Building $38,400
2023	$773.00	$34,560 (-)	$86,400 (-) Land $48,000 Building $38,400
2022	$773.00	$34,560	$86,400 Land $48,000 Building $38,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20