1806 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1806 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1947
Lot Size	0.228 acres (9,938 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Oct 2021)
Tax Bill	$635 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146O Q 010`

Property Details

APN / Parcel Number

Primary APN	`146O Q 010`
Alternative APN	`0000077398`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1966
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,938 sqft (0.228 acres)
Lot Dimensions	132 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000077398
Street Address	1806 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 4 PT 5 BLK 25 MONTAGUES ADDN NO 4 PB 8 PG 25
Legal Subdivision	MONTAGUES ADDN NO 4
Legal Block	25
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2033
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1806 E 12TH ST, CHATTANOOGA, TN 37404-4304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	2021237
Deed Book / Page	12693 / 722
Prior Transfer Date	Feb 28, 2005
Prior Transfer Doc	0000000114
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 15, 2021
Property Address	1806 E 12TH ST, CHATTANOOGA, TN 37404-4304
Document Number	0000000237
Book / Page	12693 / 722
Map Reference	MB 8 PG 25
Instrument Date	Oct 14, 2021
Instrument	2021101500237
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BATTLEFIELD TITLE AGENCY, BATTLEFIELD TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 E 12TH ST, CHATTANOOGA, TN 37404-4304

Mortgage

Document Number	0012693725
Date	Oct 15, 2021
Instrument	12693/725

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$635.00 (+22.59%)	$41,900 (+80.8%)	$167,600 (+80.8%) Land $77,000 Building $90,600
2024	$518.00	$23,175 (-)	$92,700 (-) Land $44,000 Building $48,700
2023	$518.00	$23,175 (-)	$92,700 (-) Land $44,000 Building $48,700
2022	$518.00	$23,175	$92,700 Land $44,000 Building $48,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20