1815 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1815 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	4 ba · 1,560 sqft · built 1964
Lot Size	0.167 acres (7,294 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Sep 2018)
Tax Bill	$625 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146O P 024.03`

Property Details

APN / Parcel Number

Primary APN	`146O P 024.03`
Alternative APN	`0000161026`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,560 sqft Total Area

Exterior

Year Built	Built 1964
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,294 sqft (0.167 acres)
Lot Dimensions	140 ft deep x 52.1 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000161026
Old Parcel Number	146O P 02403
Street Address	1815 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4360
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LT 9 MONTAGUES ADDN NO 4 OUT OF 146O-P-24 FOR 2008
Legal Subdivision	MONTAGUES ADDN NO 4
Legal Lot Number	9
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2025
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	119 RUFFLED FEATHERS DR, LEMONT, IL 60439-7756
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Oct 21, 2008 · Amount on Record
Deed Document Number	2018091900079
Deed Book / Page	11455 / 919
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 19, 2018
Property Address	1815 E 12TH ST, CHATTANOOGA, TN 37404-4360
Document Number	0919000079
Book / Page	011455 / 000919
Instrument Date	Sep 12, 2018
Instrument	180919000079
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FIRST TITLE, FIRST TITLE/IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$325.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 E 12TH ST CHATTANOOGA TN 374044360, CHATTANOOGA, TN 37404-4360

Mortgage

Document Number	919000080
Date	Sep 19, 2018
Book Page	011455/000921
Instrument	180919000080

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$625.00 (-6.86%)	$41,275 (+37.47%)	$165,100 (+37.47%) Land $60,000 Building $105,100
2024	$671.00	$30,025 (-)	$120,100 (-) Land $40,000 Building $80,100
2023	$671.00 (-13.2%)	$30,025 (-13.12%)	$120,100 (+39%) Land $40,000 Building $80,100
2022	$773.00	$34,560	$86,400 Land $40,000 Building $46,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20