Hamilton County property record for 1804 E 12th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,514 sqft · built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Apr 2024) |
| Tax Bill | $2,121 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O Q 009.01 |
| Primary APN | 146O Q 009.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000387906 |
|---|---|
| Street Address | 1804 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 3 BLK 25 MONTAGUES ADDN NO 4 PB8 PG25 OUT OF 146O Q 009 FOR 2019 |
| Legal Subdivision | MONTAGUES ADDN NO 4 |
| Legal Block | 25 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2489, CHATTANOOGA, TN 37409-0489 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Line of Credit SYMPLYBANK |
| Apr 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 8, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Dec 8, 2020 · Amount on Record |
| Deed Document Number | 0013574984 |
| Deed Book / Page | 12712 / 136 |
| Prior Transfer Date | Oct 29, 2021 |
| Prior Transfer Doc | 2021102900124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1804 E 12TH ST, CHATTANOOGA, TN 37404-4304 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000018 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 12332/826 |
| Instrument | 2021012800018 |
| Name | SYMPLYBANK |
|---|---|
| Type | Bank |
| Address | DAYTON, TN 37321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1804 E 12TH ST, CHATTANOOGA, TN 37404-4304 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1909 VINE ST, CHATTANOOGA, TN 37404-2644 |
| Document Number | 0000000063 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 13575/1 |
| Instrument | 2024042600063 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | ALLEN, TX 75013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 29, 2021 |
| Property Address | 1804 E 12TH ST, CHATTANOOGA, TN 37404-4304 |
| Document Number | 0000000124 |
| Book / Page | 12712 / 136 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021102900124 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,518.57 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1804 E 12TH ST, CHATTANOOGA, TN 37404-4304 |
| Investor | Possibly a Property Investor |
| Document Number | 0012712138 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 12712/138 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 8, 2020 |
| Property Address | 1804 E 12TH ST, CHATTANOOGA, TN 37404-4304 |
| Document Number | 1208000228 |
| Book / Page | 012264 / 000862 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 201208000228 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $222.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 1717 LONG ST CHATTANOOGA TN 374081739, CHATTANOOGA, TN 37408-1739 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,121.00 (-0.52%) | $139,975 (+46.88%) | $559,900 (+46.88%) Land $70,000 Building $489,900 |
| 2024 | $2,132.00 | $95,300 (-) | $381,200 (-) Land $40,000 Building $341,200 |
| 2023 | $2,132.00 | $95,300 (-) | $381,200 (-) Land $40,000 Building $341,200 |
| 2022 | $2,132.00 | $95,300 | $381,200 Land $40,000 Building $341,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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