1810 Ave M, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1810 Ave M, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1928
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$84,500 (Aug 2013)
Tax Bill	$4,975 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 49.74-1-40`

Property Details

APN / Parcel Number

Primary APN	`421500 49.74-1-40`
Alternative APN	`150004907400010400000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1810 AVENUE M
City	SCHENECTADY
State	NY
Zip	12304-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	58 1X WOOD AND GARAGE
Legal Subdivision	LEWIS B SEBRING C E
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3006
Census Tract	21600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1810 AVENUE M, SCHENECTADY, NY 12304-4666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Sep 26, 2024	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2013 · Amount on Record
Deed Sale	Aug 5, 2013 · Amount on Record
Prior Sale	Jul 27, 1995 · Amount on Record
Deed Document Number	201334507
Deed Book / Page	1879 / 603
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1810 AVENUE M, SCHENECTADY, NY 12304-4666
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 AVENUE M, SCHENECTADY, NY 12304-4666

Mortgage

Document Number	0000029823
Date	Jun 24, 2021
Book Page	5113/788
Instrument	202129823

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	267 Months
Due	Sep 1, 2043

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1810 AVENUE M, SCHENECTADY, NY 12304-4666
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 AVENUE M, SCHENECTADY, NY 12304-4666

Mortgage

Document Number	0000057217
Date	Sep 26, 2024
Book Page	5399/32
Instrument	202457217

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,975.00 (+3.47%) Homeowner's exemption
2025	$4,808.00 (+8.58%)	$104,550 (-) Land $19,700 Building $84,850	$173,125 (+30.82%) Land $32,621 Building $140,504
2023		$104,550 (-) Land $19,700 Building $84,850	$132,342 (+3.8%) Land $24,937 Building $107,405
2022		$104,550 Land $19,700 Building $84,850	$127,500 Land $24,024 Building $103,476
2021	$4,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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