1806 Ave M, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1806 Ave M, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,095 sqft · built 1928
Lot Size	0.12 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (Mar 2024)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.74-1-39`

Property Details

APN / Parcel Number

Primary APN	`421500 49.74-1-39`
Alternative APN	`150004907400010390000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,095 sqft Living Area
1st Floor Area	782 sqft
Upper Floors Area	313 sqft
Attic	Attic
Attic Area	313 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,250 sqft (0.12 acres)
Lot Dimensions	150 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1806 AVENUE M
City	SCHENECTADY
State	NY
Zip	12304-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3006
Census Tract	21600

Owner

Source: Schenectady County and Schenectady City records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1806 AVENUE M, SCHENECTADY, NY 12304-4666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 22, 2024	Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Jul 13, 2006 · Amount on Record
Deed Document Number	202417208
Deed Book / Page	2127 / 543
Prior Transfer Date	Jun 14, 2002
Prior Transfer Doc	1626000759
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1806 AVENUE M, SCHENECTADY, NY 12304-4666
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 AVENUE M, SCHENECTADY, NY 12304-4666

Mortgage

Document Number	0000017212
Date	Mar 22, 2024
Book Page	5364/26
Instrument	202417212

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 22, 2024
Property Address	1806 AVENUE M, SCHENECTADY, NY 12304-4666
Document Number	0000017208
Book / Page	2127 / 543
Instrument Date	Feb 12, 2024
Instrument	202417208
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1806 AVENUE M, SCHENECTADY, NY 12304-4666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1806 AVENUE M, SCHENECTADY, NY 12304-4666

Mortgage

Document Number	0000017212
Date	Mar 22, 2024
Instrument	202417212

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000017211
Date	Mar 22, 2024
Book Page	5364/3
Instrument	202417211

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,931.00 (+5.76%)	$73,900 (-) Land $11,100 Building $62,800	$122,371 (+30.82%) Land $18,380 Building $103,991
2023		$73,900 (-) Land $11,100 Building $62,800	$93,544 (+3.8%) Land $14,051 Building $79,493
2022		$73,900 Land $11,100 Building $62,800	$90,122 Land $13,537 Building $76,585
2021	$3,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Ave M

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures