1741 Ave M, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1741 Ave M, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft · built 1945
Lot Size	0.12 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Aug 2022)
Tax Bill	$5,774 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.74-1-24.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.74-1-24.1`
Alternative APN	`150004907400010240010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	775 sqft
Upper Floors Area	307 sqft
Attic	Attic
Attic Area	307 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,250 sqft (0.12 acres)
Lot Dimensions	150 ft deep x 35 ft wide
Porch	Slab
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1741 AVENUE M
City	SCHENECTADY
State	NY
Zip	12304-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD
Legal Block	1
Legal Lot Number	24.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3007
Census Tract	21600

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1741 AVENUE M, SCHENECTADY, NY 12304-4664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST
Nov 2, 2017	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	202246188
Deed Book / Page	2091 / 886
Prior Transfer Date	Feb 17, 2011
Prior Transfer Doc	0000006873
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 30, 2022
Property Address	1741 AVENUE M, SCHENECTADY, NY 12304-4664
Document Number	0000046188
Book / Page	2091 / 886
Instrument Date	Aug 22, 2022
Instrument	202246188
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1741 AVENUE M, SCHENECTADY, NY 12304-4664

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 STATE ROUTE 146 APT 5-310, 5-310, GUILDERLAND CENTER, NY 12085-9713

Mortgage

Document Number	0000046189
Date	Aug 30, 2022
Instrument	202246189

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 2, 2017
Property Address	1741 AVENUE M, SCHENECTADY, NY 12304-4664
Document Number	0000049903
Book / Page	001974 / 000496
Instrument Date	Oct 27, 2017
Instrument	49903
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 QUEENS DR #511 SCHENECTADY NY 123043415, 511, SCHENECTADY, NY 12304-3415

Mortgage

Document Number	49905
Date	Nov 2, 2017
Book Page	004798/000279
Instrument	49905

Lender

Name	SEFCU
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Mortgage

Document Number	49906,
Date	Nov 2, 2017
Book Page	004798/000291
Instrument	49906

Lender

Name	SEFCU
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2022

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,774.00 (+47.75%)	$118,900 (-) Land $11,800 Building $107,100	$196,887 (+30.82%) Land $19,540 Building $177,347
2023		$118,900 (+51.27%) Land $11,800 Building $107,100	$150,506 (+57.02%) Land $14,937 Building $135,569
2022		$78,600 Land $11,800 Building $66,800	$95,854 Land $14,390 Building $81,464
2021	$3,908.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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