1749 Ave M, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1749 Ave M, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,316 sqft · built 1925
Lot Size	0.088 acres (3,850 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Sep 2022)
Tax Bill	$5,138 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.74-1-23`

Property Details

APN / Parcel Number

Primary APN	`421500 49.74-1-23`
Alternative APN	`150004907400010230000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	940 sqft
Upper Floors Area	376 sqft
Attic	Attic
Attic Area	376 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,850 sqft (0.088 acres)
Lot Dimensions	110 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	258 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1749 AVENUE M
City	SCHENECTADY
State	NY
Zip	12304-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	PART OF 1 WOOD AND GARAGE
Legal Subdivision	PROPERTY BELONGING TO FRIEDMAN BROTHERS
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3007
Census Tract	21600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1749 AVENUE M, SCHENECTADY, NY 12304-4664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Mar 22, 2017	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	202248843
Deed Book / Page	2092 / 888
Prior Transfer Date	Apr 3, 2003
Prior Transfer Doc	1648000048
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1749 AVENUE M, SCHENECTADY, NY 12304-4664
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATL TTL NSURANCE C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 US HIGHWAY 20, NASSAU, NY 12123-1735

Mortgage

Document Number	0000048844
Date	Sep 14, 2022
Instrument	202248844

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1749 AVENUE M, SCHENECTADY, NY 12304-4664
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1749 AVENUE M, SCHENECTADY, NY 12304-4664

Mortgage

Document Number	0000055582
Date	Oct 3, 2023
Book Page	5333/907
Instrument	202355582

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 22, 2017
Property Address	1749 AVENUE M, SCHENECTADY, NY 12304-4664
Document Number	0000012940
Book / Page	1959 / 196
Map Reference	CAB A-54
Instrument Date	Mar 13, 2017
Instrument	201712940
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1749 AVENUE M, 1749, SCHENECTADY, NY 12304-4664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30O0 EVELYN DR, SCHENECTADY, NY 12303

Mortgage

Document Number	0000012942
Date	Mar 22, 2017
Instrument	201712942

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,138.00 (+0.25%)
2025	$5,125.00 (+6.77%)	$100,600 (-) Land $15,100 Building $85,500	$166,584 (+30.82%) Land $25,004 Building $141,580
2023		$100,600 (-) Land $15,100 Building $85,500	$127,342 (+3.8%) Land $19,114 Building $108,228
2022		$100,600 Land $15,100 Building $85,500	$122,683 Land $18,415 Building $104,268
2021	$4,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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