Rockbridge County property record for 135 Waterfront Dr, Raphine, VA 24472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,941 sqft · built 2016 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,900 (Feb 2018) |
| Tax Bill | $2,586 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28 9 16 |
| Primary APN | 28 9 16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,941 sqft Living Area |
| Gross Area | 5,210 sqft |
| 1st Floor Area | 1,941 sqft |
| Basement Area | 1,941 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Terrain | Rolling |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 273 sqft |
| Deck Area | 196 sqft |
| Patio Area | 364 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18871 |
|---|---|
| Street Address | 135 WATERFRONT DR |
| City | RAPHINE |
| State | VA |
| Zip | 24472-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | WILLOW LAKE PHASE 1 LOT 16 |
| Legal Subdivision | WILLOW LAKE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | ROCKBRIDGE VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 930102 |
Source: Rockbridge County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 135 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 20, 2018 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 20, 2018 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on Record |
| Deed Sale | Feb 20, 2018 · Amount on Record |
| Deed Document Number | 2018453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Property Address | 135 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 200000304 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 200000304 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Feb 20, 2018 |
| Property Address | 135 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 180000453 |
| Map Reference | CAB 4 SL 772 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 180000453 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | VIRGINIA TITLE CENTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 180000454 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 180000454 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON CITY VA |
| Recording Date | Feb 20, 2018 |
| Property Address | 135 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 180000453 |
| Map Reference | CAB 4 SL 772 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 180000453 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 WATERFRONT DR, RAPHINE, VA 24472-2545 |
| Document Number | 180000454 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 180000454 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Rockbridge County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockbridge County |
| Unified School District | Rockbridge County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,586.00 | $404,100 (-) Land $65,000 Building $339,100 | $404,100 (-) Land $65,000 Building $339,100 |
| 2025 | $404,100 (-) Land $65,000 Building $339,100 | $404,100 (-) Land $65,000 Building $339,100 | |
| 2023 | $404,100 Land $65,000 Building $339,100 | $404,100 Land $65,000 Building $339,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 76% of Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BARC Connects Fiber | 1,000 / 1,000 |
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