Allegan County property record for 181 Union St, Douglas, MI 49406
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,718 sqft · built 1988 |
| Lot Size | 0.597 acres (26,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $820,000 (Jul 2026) |
| Tax Bill | $10,129 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Jul 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59-016-085-40 |
| Primary APN | 59-016-085-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,718 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 26,005 sqft (0.597 acres) |
| Lot Dimensions | 170 ft deep x 66 ft wide |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 181 UNION ST |
|---|---|
| City | DOUGLAS |
| State | MI |
| Zip | 49406-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES PU |
| Legal Description | COM 1297.85' N OF INTERSEC OF C/L UNION ST & S LIN OF SW 1/4 TH N 153' TH E 170' TH S 153.70' TH W 170' TO POB SEC 16 T3N R16W (86) |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 16 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30802 |
Source: Allegan County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1189 EAGLE NEST CT, MILFORD, MI 48381-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 7, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Mar 18, 2020 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Mar 18, 2020 · Amount on Record |
| Deed Document Number | 202612896 |
| Deed Book / Page | 5161 / 751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Oct 7, 2026 |
| Property Address | 181 UNION ST, DOUGLAS, MI 49406-5102 |
| Document Number | 0000017055 |
| Book / Page | 5182 / 743 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202617055 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1189 EAGLE NEST CT, MILFORD, MI 48381-2731 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jul 31, 2026 |
| Property Address | 181 UNION ST, DOUGLAS, MI 49406-5102 |
| Document Number | 0000012896 |
| Book / Page | 5161 / 751 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202612896 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712,252.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1189 EAGLE NEST CT, MILFORD, MI 48381-2731 |
| Document Number | 0000012897, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202612897 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 18, 2020 |
| Property Address | 181 UNION ST, DOUGLAS, MI 49406-5102 |
| Document Number | 4441/330 |
| Book / Page | 4441 / 330 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,322.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 ZILLOCK RD # RDN13, 1400, SAN BENITO, TX 78586-7852 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 181 UNION ST, DOUGLAS, MI 49406-5102 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Douglas City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,400 (+26.22%) Land $85,800 Building $162,600 | $496,800 (+26.22%) Land $171,600 Building $325,200 | |
| 2025 | $10,129.00 (+200.56%) | ||
| 2023 | $196,800 Land $75,000 Building $121,800 | $393,600 Land $150,000 Building $243,600 | |
| 2020 | $3,370.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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