314 Union St, Douglas, MI 49406 Property Records

Allegan County property record for 314 Union St, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,004 sqft · built 1975
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (Oct 2020)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59-016-078-00`

Property Details

APN / Parcel Number

Primary APN	`59-016-078-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,004 sqft Living Area
1st Floor Area	1,608 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	194 ft deep x 154 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 UNION ST
City	DOUGLAS
State	MI
Zip	49406-5142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES PU
Legal Description	W 528' OF S 401.28' OF N 1644.72' OF E 1/2 SW 1/4 EX E 200' OF N 125' ALSO EX S 247' OF N 1644.72' OF W 528' E 1/2 SW 1/4
Legal Range	16W
Legal Township	03N
Legal Section	16
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2037
Census Tract	30802

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1003, DOUGLAS, MI 49406-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Jun 21, 2016 · Amount on Record
Deed Book / Page	4527 / 824
Prior Transfer Date	Jul 29, 2016
Prior Transfer Doc	4053/084
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 23, 2020
Property Address	314 UNION ST, DOUGLAS, MI 49406-5142
Document Number	004527/824
Book / Page	4527 / 824
Instrument Date	Oct 5, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,259.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 UNION ST, 314, DOUGLAS, MI 49406-5142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 UNION ST, DOUGLAS, MI 49406-5142

Mortgage

Document Number	0004527827
Date	Oct 23, 2020
Instrument	4527/827

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,400 (+83.93%) Land $60,000 Building $260,400	$640,800 (+83.93%) Land $120,000 Building $520,800
2025	$5,751.00 (+4.53%) Homeowner's exemption	$174,200 (+16.29%) Land $50,000 Building $124,200	$348,400 (+16.29%) Land $100,000 Building $248,400
2024	$5,502.00 (+16.59%)
2023		$149,800 Land $50,000 Building $99,800	$299,600 Land $100,000 Building $199,600
2020	$4,719.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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