180 Union St, Douglas, MI 49406 Property Records

Allegan County property record for 180 Union St, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,994 sqft · built 1870
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2019)
Tax Bill	$6,100 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`59-016-079-00`

Property Details

APN / Parcel Number

Primary APN	`59-016-079-00`
Alternative APN	`03-59-016-079-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,994 sqft Living Area
1st Floor Area	1,265 sqft
Basement Area	692 sqft
Unfinished Basement	692 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Wood
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Garage Area	607 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	180 UNION ST
City	DOUGLAS
State	MI
Zip	49406-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES PU
Legal Description	THE E 200 FT OF W 528 FT OF S 125 FT OF N 1368.44 FT OF E 1/2 SW 1/4 SEC 16 T3N R16W. (69). .57 A.
Legal Range	16W
Legal Township	03N
Legal Section	16
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2037
Census Tract	30802

Owner

180 Union St is owned and occupied by two individuals who bought it in September 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 254, DOUGLAS, MI 49406-0254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 3, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Deed Book / Page	4376 / 727
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Jul 27, 2026
Property Address	180 UNION ST, DOUGLAS, MI 49406-5102
Document Number	0000012508
Book / Page	5159 / 716
Instrument Date	Jul 16, 2026
Instrument	202612508
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012508,
Date	Jul 27, 2026
Book Page	5159/716
Instrument	202612508

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2056

Interest

Rate	6.47%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	180 UNION ST, DOUGLAS, MI 49406-5102
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004755/928
Date	May 2, 2022
Book Page	4755/928
Instrument	2022009085

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	180 UNION ST, DOUGLAS, MI 49406-5102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4421/726
Date	Jan 13, 2020
Book Page	4421/726

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 3, 2019
Property Address	180 UNION ST, DOUGLAS, MI 49406-5102
Document Number	4376/727
Book / Page	4376 / 727
Instrument Date	Aug 22, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$2,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4136 BEELINE RD, 4136, HOLLAND, MI 49423-9712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6342 RIVERSIDE RD, FENNVILLE, MI 49408-9610

Tax Assessment & Valuation

The 2025 property tax bill for 180 Union St was $6,100 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,800 Land $60,000 Building $145,800	$411,600 Land $120,000 Building $291,600
2025	$6,100.00
2023		$156,200 Land $50,000 Building $106,200	$312,400 Land $100,000 Building $212,400
2020	$3,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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