Missoula County property record for 164 Ridgeway Dr, Lolo, MT 59847
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,515 sqft · built 1973 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,853 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0452496 |
| Primary APN | R0452496 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,515 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 1,579 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,674 sqft (0.268 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 509 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 0000732002 |
|---|---|
| Street Address | 164 RIDGEWAY DR |
| City | LOLO |
| State | MT |
| Zip | 59847-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | WEST VIEW # 1, S27, T12 N, R20 W, BLOCK 9, LOT 31 |
| Legal Subdivision | WEST VIEW # 1 |
| Legal Block | 9 |
| Legal Lot Number | 31 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | LOLO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1502 |
164 Ridgeway Dr is owned and occupied by two individuals.
Source: Missoula County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 RIDGEWAY DR, LOLO, MT 59847-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 164 RIDGEWAY DR, LOLO, MT 59847-9543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010321117 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 1032/1117 |
| Instrument | 202012287 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 164 Ridgeway Dr was $3,853.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Lolo Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,800 (-) Land $124,631 Building $358,169 | $482,800 (-) Land $124,631 Building $358,169 | |
| 2025 | $3,853.00 | $482,800 | $482,800 Land $124,631 Building $358,169 |
| 2023 | $4,742.00 | $422,100 | $422,100 Land $96,952 Building $325,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 164 Ridgeway Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 71% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Rocky Mountain Internet, Verizon.
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