Bergen County and Rutherford Borough property record for 168 Prospect Pl, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,060 sqft · built 1937 |
| Lot Size | 0.162 acres (7,048 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (May 2026) |
| Tax Bill | $17,155 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5600021A00016B |
| Primary APN | 5600021A00016B |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,060 sqft Living Area |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,048 sqft (0.162 acres) |
| Lot Dimensions | 141 ft deep x 50 ft wide |
| Old Parcel Number | 5600021A00016B |
|---|---|
| Street Address | 168 PROSPECT PL |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X141 |
| Legal Block | 21.01 |
| Legal Lot Number | 16.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 51100 |
Source: Bergen County and Rutherford Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 168 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage ASCENDIA BANK |
| May 26, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ASCENCIA BANK |
| May 26, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ASCENCIA BANK |
| Jul 30, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Jul 30, 2018 · Amount on Record |
| Deed Document Number | 202634369 |
| Deed Book / Page | 5803 / 1204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 168 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 168 PROSPECT PLACE, GLEN ROCK, NJ 07452 |
| Document Number | 0049751724 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 4975/1724 |
| Instrument | 2023026666 |
| Name | ASCENDIA BANK |
|---|---|
| Type | Bank |
| Address | GLEN ROCK, NJ 07452 |
| Amount | Amount Recorded |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 26, 2026 |
| Property Address | 168 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Document Number | 0000034369 |
| Book / Page | 5803 / 1204 |
| Instrument Date | May 11, 2026 |
| Instrument | 202634369 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,965.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 168 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Document Number | 0000034370, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202634370 |
| Name | ASCENCIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 26, 2026 |
| Property Address | 168 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Document Number | 0058031204 |
| Book / Page | 5803 / 1204 |
| Instrument Date | May 11, 2026 |
| Instrument | 202634369 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,965.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 168 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Document Number | 0000034370, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202634370 |
| Name | ASCENCIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 30, 2018 |
| Property Address | 168 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Document Number | 0030121604 |
| Book / Page | 3012 / 1604 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 00018-054433 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 168 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,100 (-) Land $290,200 Building $245,900 | $536,100 (-) Land $290,200 Building $245,900 | |
| 2025 | $17,155.00 (+2.53%) | $536,100 (-) Land $290,200 Building $245,900 | $536,100 (-) Land $290,200 Building $245,900 |
| 2024 | $16,732.00 (+5.13%) | ||
| 2023 | $536,100 Land $290,200 Building $245,900 | $536,100 Land $290,200 Building $245,900 | |
| 2022 | $15,916.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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