Hays County property record for 189 Opal Lake Dr, Kyle, TX 78640 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,425 sqft · built 2006 |
| Lot Size | 0.135 acres (5,921 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jul 2018) |
| Tax Bill | $5,947 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117969000C003002 |
| Primary APN | 117969000C003002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,425 sqft Living Area |
| Gross Area | 1,859 sqft |
| 1st Floor Area | 1,425 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,921 sqft (0.135 acres) |
| Garage Type | Attached |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 62 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R112742 |
|---|---|
| Street Address | 189 OPAL LAKE DR |
| City | KYLE |
| State | TX |
| Zip | 78640-5866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHLAKE RANCH PHASE THREE, BLOCK C, LOT 3 |
| Legal Subdivision | SOUTHLAKE RANCH PHASE THREE |
| Legal Phase | 3 |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10916 |
Source: Hays County records · APN 117969000C003002
Assessment roll updated December 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jul 03, 2018 | Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2018 · Amount on Record |
| Deed Sale | Jul 03, 2018 · Amount on Record |
| Prior Sale | Jan 04, 2007 · Amount on Record |
| Deed Document Number | 201823586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 189 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 189 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000050101 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 24050101 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 189 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 189 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000007080 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 22007080 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jul 03, 2018 |
| Property Address | 189 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000023586 |
| Map Reference | VOL12 PG18 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 18023586 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 189 OPAL LAKE DR, KYLE, TX 78640-5866 |
| Document Number | 0000023587 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 18023587 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: Hays County records · Assessment roll updated December 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,947.00 (-16.38%) | $243,070 (-17.4%) Land $63,720 Building $179,350 | $243,070 (-17.4%) Land $63,720 Building $179,350 |
| 2024 | $7,112.00 (-1.77%) | ||
| 2023 | $294,290 Land $70,800 Building $223,490 | $294,290 Land $70,800 Building $223,490 | |
| 2022 | $7,240.00 |
Source: FEMA National Flood Hazard Layer, Hays County (48209C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482090109162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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