Middlesex County and Reading Town property record for 181 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,663 sqft · built 1924 |
| Lot Size | 0.269 acres (11,739 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Jun 2021) |
| Tax Bill | $8,056 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0056.0 |
| Primary APN | READ M:027.0-0000-0056.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,663 sqft Living Area |
| Gross Area | 2,636 sqft |
| Basement Area | 666 sqft |
| Unfinished Basement | 266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,739 sqft (0.269 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 1010000000070 |
|---|---|
| Street Address | 181 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 334300 |
181 Lowell St is owned and occupied by two individuals who bought it in June 2021.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 LOWELL ST, READING, MA 01867-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ENGLAND |
| Jun 18, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| May 30, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND |
| Apr 27, 2018 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on File |
| Deed Sale | Jun 18, 2021 · Amount on File |
| Prior Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 2021139088 |
| Deed Book / Page | 78055 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 181 LOWELL ST, READING, MA 01867-2133 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 075880-303 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 75880/303 |
| Instrument | 186234 |
| Name | BANK OF ENGLAND |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 18, 2021 |
| Property Address | 181 LOWELL ST, READING, MA 01867-2133 |
| Document Number | 078055-440 |
| Book / Page | 78055 / 440 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 139088 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 181 LOWELL ST, READING, MA 01867-2133 |
| Document Number | 0000139089 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 139089 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 30, 2019 |
| Property Address | 181 LOWELL ST, READING, MA 01867-2133 |
| Document Number | 072678-159 |
| Book / Page | 72678 / 159 |
| Instrument Date | May 29, 2019 |
| Instrument | 71256 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 LOWELL ST, READING, MA 01867-2133 |
| Document Number | 0000071257 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 71257 |
| Name | BANK OF ENGLAND |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 27, 2018 |
| Property Address | 181 LOWELL ST, READING, MA 01867-2133 |
| Document Number | 70931-298 |
| Book / Page | 070931 / 000298 |
| Instrument Date | Apr 21, 2018 |
| Instrument | 58324 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,819.44 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 INDIAN HILL LN MELROSE MA 021762950, MELROSE, MA 02176-2950 |
The 2026 property tax bill for 181 Lowell St was $8,056, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,056.00 (-2.27%) | $735,000 (+1.56%) Land $428,500 Building $301,700 | $774,214 (+4.93%) |
| 2025 | $8,243.00 (-7.66%) | $723,700 (-4.99%) Land $421,900 Building $301,800 | $737,865 (-3.68%) |
| 2024 | $8,927.00 (+3.18%) | $761,700 (+10.84%) Land $405,300 Building $356,400 | $766,080 |
| 2023 | $8,652.00 | $687,200 Land $365,400 Building $321,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Lowell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 181 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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