Middlesex County and Reading Town property record for 187 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,658 sqft · built 1924 |
| Lot Size | 0.231 acres (10,071 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,500 (Sep 2015) |
| Tax Bill | $8,047 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Jul 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0054.0 |
| Primary APN | READ M:027.0-0000-0054.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 2,728 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,071 sqft (0.231 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1010000000050 |
|---|---|
| Street Address | 187 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 334300 |
187 Lowell St is owned and occupied by an individual who acquired it in July 2023.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 187 LOWELL ST, READING, MA 01867-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC |
| Jul 19, 2023 | Quit Claim Deed, Transfer · Stand-Alone Refinance POLI MORTGAGE GROUP INC |
| Aug 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HARVARD UNIV CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2015 · Amount on File |
| Deed Sale | Sep 29, 2015 · Amount on File |
| Prior Sale | Jun 25, 2014 · Amount on File |
| Deed Book / Page | 66149 / 74 |
| Last Transfer Date | Jul 14, 2023 |
| Transfer Doc | 0081789-42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 187 LOWELL ST, READING, MA 01867-2133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078847-480 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 78847/480 |
| Instrument | 219586 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 19, 2023 |
| Property Address | 187 LOWELL ST, READING, MA 01867-2133 |
| Document Number | 0081789-42 |
| Book / Page | 81789 / 42 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 79682 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 LOWELL ST, READING, MA 01867-2133 |
| Document Number | 0000079683 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 79683 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 187 LOWELL ST, READING, MA 01867-2133 |
| Document Number | 69767-456 |
| Book / Page | 069767 / 000456 |
| Instrument Date | Aug 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69767-456 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 069767/000456 |
| Instrument | 129573 |
| Name | HARVARD UNIV CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2047 |
The 2026 property tax bill for 187 Lowell St was $8,047, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,047.00 (-2.28%) | $734,200 (+1.55%) Land $423,000 Building $305,600 | $803,037 (+16.13%) |
| 2025 | $8,235.00 (+1.14%) | $723,000 (+4.07%) Land $416,500 Building $306,500 | $691,505 (-4.21%) |
| 2024 | $8,142.00 (+3.15%) | $694,700 (+10.82%) Land $400,100 Building $294,600 | $721,905 |
| 2023 | $7,893.00 | $626,900 Land $360,700 Building $266,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Lowell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 187 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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