Middlesex County and Reading Town property record for 174 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,935 sqft · built 1930 |
| Lot Size | 0.273 acres (11,896 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $406,000 (Dec 2017) |
| Tax Bill | $8,908 (2026) |
| Deeds & Mortgages | May 2023 Mortgage May 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0009.0 |
| Primary APN | READ M:027.0-0000-0009.0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,935 sqft Living Area |
| Gross Area | 3,886 sqft |
| Basement Area | 1,895 sqft |
| Unfinished Basement | 1,895 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,896 sqft (0.273 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 84000000025 |
|---|---|
| Street Address | 174 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 174 LOWELL ST, READING, MA 01867-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 27, 2023 | Redemption Deed, Transfer |
| Dec 12, 2017 | Quit Claim Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2017 · Amount on Record |
| Deed Sale | Dec 12, 2017 · Amount on Record |
| Prior Sale | Mar 6, 2012 · Amount on Record |
| Deed Book / Page | 70368 / 544 |
| Last Transfer Date | Feb 14, 2023 |
| Transfer Doc | 081277-482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 174 LOWELL ST, READING, MA 01867-2132 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 081537-424 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 81537/424 |
| Instrument | 50239 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 174 LOWELL ST, READING, MA 01867-2132 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 082795-509 |
|---|---|
| Date | May 22, 2024 |
| Book Page | 82795/509 |
| Instrument | 52713 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jun 1, 2048 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 27, 2023 |
| Property Address | 174 LOWELL ST, READING, MA 01867-2132 |
| Document Number | 081277-482 |
| Book / Page | 81277 / 482 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 19375 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 12, 2017 |
| Property Address | 174 LOWELL ST, READING, MA 01867-2132 |
| Document Number | 70368-544 |
| Book / Page | 070368 / 000544 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 59 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,851.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 LOWELL ST READING MA 018672132, READING, MA 01867-2132 |
| Document Number | 70368-549 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 070368/000549 |
| Instrument | 60 |
| Name | STEARNS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2047 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,908.00 (-1.85%) | $812,800 (+2.01%) Land $358,300 Building $454,500 | $897,777 (+26.02%) |
| 2025 | $9,076.00 (+0.75%) | $796,800 (+3.67%) Land $351,200 Building $445,600 | $712,405 (-2.62%) |
| 2024 | $9,008.00 (-4.12%) | $768,600 (+3%) Land $338,800 Building $429,800 | $731,595 |
| 2023 | $9,395.00 | $746,200 Land $328,900 Building $417,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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