178 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 178 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,420 sqft · built 2013
Lot Size0.062 acres (2,700 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Sep 2023)
Tax Bill$2,944 (2026)
Deeds & MortgagesDec 2022 Mortgage
Sep 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-389424

Property Details

APN / Parcel Number

Primary APN01-389424
Alternative APN
  • 389424

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,420 sqft Total Area
Basement Area280 sqft
Finished Basement280 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,700 sqft (0.062 acres)
Garage TypeBasement
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number389424
Street Address178 JOPPA FARM RD
CityJOPPA
StateMD
Zip21085-4670
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLOT 12 2700 SF 178 JOPPA FARM ROAD MAGNOLIA LANDING 131/72
Legal SubdivisionMAGNOLIA LNDG 2
Legal Lot Number12
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2007
Census Tract301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address178 JOPPA FARM RD, JOPPA, MD 21085-4670
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Sep 6, 2023Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 7, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 28, 2017Deed, Transfer · Conventional Mortgage
THE COLUMBIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleApr 28, 2017 · Amount on Record
Deed Book / Page16025 / 358
Prior Transfer DateSep 10, 2021
Prior Transfer Doc0158390027
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address178 JOPPA FARM RD, JOPPA, MD 21085-4670
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157760066
DateDec 20, 2022
Book Page15776/66
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term166 Months
DueOct 1, 2036

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateSep 6, 2023
Property Address178 JOPPA FARM RD, JOPPA, MD 21085-4670
Document Number0160250358
Book / Page16025 / 358
Map ReferencePL 131 PG 72
Instrument DateAug 29, 2023
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyNOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$787.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address178 JOPPA FARM RD, JOPPA, MD 21085-4670

Mortgage

Document Number0160250367
DateSep 6, 2023
Instrument16025-0367
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateMar 7, 2023
Property Address178 JOPPA FARM RD, JOPPA, MD 21085-4670
Document Number0158390027
Book / Page15839 / 27
Map ReferencePL 131 PG 72
Instrument DateSep 10, 2021
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address178 JOPPA FARM RD, JOPPA, MD 21085-4670

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateApr 28, 2017
Property Address178 JOPPA FARM RD, JOPPA, MD 21085-4670
Document Number0123200299
Book / Page12320 / 0299
Map ReferencePL131 PG72
Instrument DateApr 20, 2017
Instrument12320-0299
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 JOPPA FARM RD, JOPPA, MD 21085-4670

Mortgage

Document Number0123200305
DateApr 28, 2017
Instrument12320-0305
Lender
NameTHE COLUMBIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,944.00 (+16.87%)$270,200 (+7.78%) Land $63,000 Building $207,200$270,200 (-) Land $63,000 Building $207,200
2025$2,519.00 (+9.19%)$250,700 (+18.42%)$270,200 (+27.63%) Land $63,000 Building $207,200
2023$211,700 Land $63,000 Building $148,700$211,700 Land $63,000 Building $148,700
2022$2,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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