177 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 177 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,568 sqft · built 2021
Lot Size0.053 acres (2,300 sqft)
OwnerIndividual Name on Record
Last Sale$276,085 (Aug 2021)
Tax Bill$2,845 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-388983

Property Details

APN / Parcel Number

Primary APN01-388983
Alternative APN
  • 388983

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,568 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,300 sqft (0.053 acres)
Garage TypeBasement
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number388983
Street Address177 JOPPA FARM RD
CityJOPPA
StateMD
Zip21085-4688
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLOT 114 2300 SF 177 JOPPA FARM ROAD MAGNOLIA LANDING 142/75
Legal SubdivisionREVISED FINAL PLAY OME MAGNOLIA LANDING
Legal Lot Number114
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2001
Census Tract301402

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address177 JOPPA FARM RD, JOPPA, MD 21085-4688
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed, Transfer · VA Mortgage
SOUTHERN TRUST MORTGAGE LLC
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROSEDALE FED'L S&L ASSN
Nov 27, 2019Trustee's Deed, Transfer · Conventional Mortgage
JAMES I JR HUMPHREY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2021 · Amount on Record
Deed SaleAug 23, 2021 · Amount on Record
Prior SaleNov 27, 2019 · Amount on Record
Deed Book / Page14977 / 363
Prior Transfer DateOct 15, 2019
Prior Transfer Doc0135670498
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 23, 2021
Property Address177 JOPPA FARM RD, JOPPA, MD 21085-4688
Document Number0149770363
Book / Page14977 / 363
Map ReferenceMB 142 PG 75
Instrument DateAug 9, 2021
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanyMID ATLANTIC TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address177 FERN DR, JOPPA, MD 21085-3017

Mortgage

Document Number0149770374
DateAug 23, 2021
Book Page14977/374
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address177 JOPPA FARM RD, JOPPA, MD 21085-4688
Document Number0141990089
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyMID ATLANTIC TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address222 N CONSTITUTION AVE NEW FREEDOM PA 173497938, NEW FREEDOM, PA 17349-7938

Mortgage

Document Number0141990089
DateOct 20, 2020
Book Page014199/000089
Lender
NameROSEDALE FED'L S&L ASSN
TypeFederal Savings Bank
AddressBALTIMORE, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionHARFORD MD
Recording DateNov 27, 2019
Property Address177 JOPPA FARM RD, JOPPA, MD 21085-4688
Document Number0135670498
Book / Page013567 / 000498
Instrument DateOct 15, 2019
Transaction TypeTransfer
Record UpdatedDec 18, 2019
Title CompanyMID ATLANTIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,007.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address222 N CONSTITUTION AVE NEW FREEDOM PA 173497938, NEW FREEDOM, PA 17349-7938

Mortgage

Document Number135670530
DateNov 27, 2019
Book Page013567/000530
Lender
NameJAMES I JR HUMPHREY
Address10220 OLD COLUMBIA RD # M, DAYTON, MD 21036
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,100 (+10.67%) Land $63,000 Building $285,100$348,100 (-) Land $63,000 Building $285,100
2025$2,845.00 (+5.53%) Homeowner's exemption$314,533 (+27.14%)$348,100 (+40.7%) Land $63,000 Building $285,100
2023$247,400 Land $63,000 Building $184,400$247,400 Land $63,000 Building $184,400
2022$2,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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