St. Johns County property record for 181 Fonseca Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,066 sqft · built 2025 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Dec 2025) |
| Tax Bill | $1,340 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 284189-0800 |
| Primary APN | 284189-0800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| Gross Area | 2,501 sqft |
| 1st Floor Area | 2,066 sqft |
| Flooring | Wood |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 181 FONSECA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 80 BLK 189 OR6282/1043 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 44 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 8 |
| Legal Block | 189 |
| Legal Lot Number | 80 |
| Legal Unit | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21208 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 181 FONSECA DR, SAINT AUGUSTINE, FL 32086-8869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 23, 2022 | Warranty Deed, Transfer · Line of Credit LYNK INVESTMENTS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Prior Sale | Feb 23, 2022 · Amount on Record |
| Deed Document Number | 2025105637 |
| Deed Book / Page | 6282 / 1043 |
| Prior Transfer Date | Oct 24, 2003 |
| Prior Transfer Doc | 0000086096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 181 FONSECA DR, SAINT AUGUSTINE, FL 32086-8869 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9 TARRAGONA CT, SAINT AUGUSTINE, FL 32086-7635 |
| Document Number | 0062821045 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 6282/1045 |
| Instrument | 2025105638 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 23, 2022 |
| Property Address | 181 FONSECA DR, SAINT AUGUSTINE, FL 32086-8869 |
| Document Number | 0054990848 |
| Book / Page | 5499 / 848 |
| Map Reference | MB 21 PG 58-63 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022019759 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Tax | $847.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1289 CAMBRIA ST, UNIONDALE, NY 11553-1326 |
| Name | Verified Name |
|---|---|
| Address | 1296 ORANGE BRANCH TRL, SAINT JOHNS, FL 32259-8675 |
| Document Number | 0005499855 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 5499/855 |
| Name | LYNK INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,028 (+226.66%) | $388,238 (+290.19%) Land $99,500 Building $288,738 | |
| 2025 | $1,340.00 (-0.07%) | $99,500 (-7.01%) | $99,500 (-7.01%) Land $99,500 |
| 2024 | $1,341.00 (-1.25%) | $107,000 (-) | $107,000 (-) Land $107,000 |
| 2023 | $1,358.00 (+56.09%) | $107,000 (+27.38%) | $107,000 (+27.38%) Land $107,000 |
| 2022 | $870.00 | $84,000 | $84,000 Land $84,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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