185 Fonseca Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 185 Fonseca Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,311 sqft · built 2006
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,500 (Feb 2019)
Tax Bill	$6,805 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284189-0810`

Property Details

APN / Parcel Number

Primary APN	`284189-0810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,311 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	2,311 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	369 sqft
Porch	Finished/Open Porch
Porch Area	525 sqft
Deck Area	Deck Area
Patio Area	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 FONSECA DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-8869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 81 BLK 189 OR4680/1733
Legal Range	30E
Legal Township	08S
Legal Section	44
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 8
Legal Block	189
Legal Lot Number	81
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2012
Census Tract	21208

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 FONSECA DR, SAINT AUGUSTINE, FL 32086-8869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	201910618
Deed Book / Page	4680 / 1733
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 15, 2019
Property Address	185 FONSECA DR, SAINT AUGUSTINE, FL 32086-8869
Document Number	0046801733
Book / Page	4680 / 1733
Map Reference	MB 21 PG 58-63
Instrument Date	Feb 14, 2019
Instrument	2019010618
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,649.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 FONSECA DRLVE ST, SAINT AUGUSTINE, FL 32086

Mortgage

Document Number	2019010619
Date	Feb 15, 2019
Instrument	2019010619

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,555 (-3.23%) Land $99,500 Building $378,055	$477,555 (-3.23%) Land $99,500 Building $378,055
2025	$6,805.00 (+19.37%)	$493,491 (+10.87%)	$493,491 (+10.87%) Land $99,500 Building $393,991
2024	$5,701.00 (+3.69%)	$445,105 (-0.54%)	$445,105 (-0.54%) Land $107,000 Building $338,105
2023	$5,498.00 (+6.8%)	$447,502 (+5.1%)	$447,502 (+5.1%) Land $107,000 Building $340,502
2022	$5,148.00	$425,801	$425,801 Land $84,000 Building $341,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000