St. Johns County property record for 168 Fonseca Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,670 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $760,000 (Jul 2019) |
| Tax Bill | $6,734 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 284193-0240 |
| Primary APN | 284193-0240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,670 sqft Living Area |
| Gross Area | 3,090 sqft |
| 1st Floor Area | 2,331 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 267 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 168 FONSECA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 24 BLK 193 OR4501/647 & 5426/522 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 44 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 8 |
| Legal Block | 193 |
| Legal Lot Number | 24 |
| Legal Unit | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21208 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit NATIONAL HOME MORTGAGE CORPORATION |
| Apr 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 22, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L SVGS BK |
| Feb 9, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST FSB/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Feb 9, 2018 · Amount on Record |
| Deed Document Number | 201955709 |
| Deed Book / Page | 4769 / 843 |
| Last Transfer Date | May 29, 2026 |
| Transfer Doc | 0000046584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 1, 2026 |
| Property Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0000046584 |
| Book / Page | 6374 / 976 |
| Instrument Date | May 29, 2026 |
| Instrument | 202646584 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I |
| Name | Verified Name |
|---|---|
| Address | 168 FONSECA DR, ST AUGUSTINE, FL 32086-8864 |
| Document Number | 0053561470 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 5356/1470 |
| Instrument | 2021095926 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 14, 2026 |
| Property Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0000041302 |
| Book / Page | 6363 / 844 |
| Instrument Date | May 7, 2026 |
| Instrument | 202641302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0000041302, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 6363/844 |
| Instrument | 202641302 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0000035777 |
| Book / Page | 6351 / 1492 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202635777 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0054260522 |
| Book / Page | 5426 / 522 |
| Map Reference | MB 21 PG 58-63 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021126705 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0047690820 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 168 FONSECA DR ST AUGUSTINE FL 320868864, ST AUGUSTINE, FL 32086-8864 |
| Document Number | 0047690820 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 004769/000820 |
| Instrument | 55706 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 168 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0045010647 |
| Book / Page | 004501 / 000647 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 8999 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 168 FONSECA DR ST AUGUSTINE FL 320868864, ST AUGUSTINE, FL 32086-8864 |
| Document Number | 45010649 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 004501/000649 |
| Instrument | 9000 |
| Name | FIRST FSB/FL |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKE CITY, FL 32055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,515 (-5.23%) Land $99,500 Building $361,015 | $460,515 (-5.23%) Land $99,500 Building $361,015 | |
| 2025 | $6,734.00 (+17.52%) | $485,939 (+6.85%) | $485,939 (+6.85%) Land $99,500 Building $386,439 |
| 2024 | $5,730.00 (+4.11%) | $454,802 (+0.59%) | $454,802 (+0.59%) Land $107,000 Building $347,802 |
| 2023 | $5,504.00 (+6.98%) | $452,139 (+5.53%) | $452,139 (+5.53%) Land $107,000 Building $345,139 |
| 2022 | $5,145.00 | $428,434 | $428,434 Land $84,000 Building $344,434 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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