188 Fonseca Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 188 Fonseca Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,223 sqft · built 2003
Lot Size	0.33 acres (14,374 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Mar 2017)
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284193-0290`

Property Details

APN / Parcel Number

Primary APN	`284193-0290`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,223 sqft Living Area
Gross Area	2,643 sqft
1st Floor Area	2,223 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	375 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	188 FONSECA DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-8864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 29 BLK 193 OR4348/447
Legal Range	30E
Legal Township	08S
Legal Section	44
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 8
Legal Block	193
Legal Lot Number	29
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2012
Census Tract	21208

Owner

188 Fonseca Dr is owned and occupied by two individuals who bought it in March 2017.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Oct 29, 2003 · Amount on File
Deed Document Number	201720240
Deed Book / Page	4348 / 447
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 23, 2017
Property Address	188 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864
Document Number	0043480447
Book / Page	4348 / 0447
Map Reference	MB21 PG58-63
Instrument Date	Mar 22, 2017
Instrument	2017020240
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES OF ST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 FONSECA DR, 188, SAINT AUGUSTINE, FL 32086-8864

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22870 MAPLE RD, LEXINGTON PARK, MD 20653-3346

Mortgage

Document Number	2017020243
Date	Mar 23, 2017
Instrument	2017020243

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 188 Fonseca Dr was $3,766 with a homeowner's exemption, up 12.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,551 (+2.7%)	$424,265 (-3.45%) Land $99,500 Building $324,765
2025	$3,766.00 (+12.86%) Homeowner's exemption	$293,623 (+2.9%)	$439,446 (+6.52%) Land $99,500 Building $339,946
2024	$3,337.00 (+1.89%) Homeowner's exemption	$285,348 (+2.87%)	$412,552 (-0.25%) Land $107,000 Building $305,552
2023	$3,275.00 (+3.02%) Homeowner's exemption	$277,374 (+3%)	$413,584 (+5.65%) Land $107,000 Building $306,584
2022	$3,179.00 Homeowner's exemption	$269,295	$391,475 Land $84,000 Building $307,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Fonseca Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Fonseca Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000