177 Clayton Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 177 Clayton Ter, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	1,068 sqft · built 1950
Lot Size	0.242 acres (10,537 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Feb 2021)
Tax Bill	$8,243 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-03812-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`46-03812-0000-00001`
Alternative APNs	`460381200001` `285100`

Interior

Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	10,537 sqft (0.242 acres)

Location & Zoning

Account Number	285100
Street Address	177 CLAYTON TER
City	PARAMUS
State	NJ
Zip	07652-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	143XIRR 3.75LT
Legal Subdivision	PARAMUS MANOR SEC #2
Legal Block	3812
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	3
Census Block	3011
Census Tract	42102

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	177 CLAYTON TER, PARAMUS, NJ 07652-4501
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	202123445
Deed Book / Page	3970 / 1605
Record Updated	Sep 20, 2026

February 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 23, 2021
Property Address	177 CLAYTON TER, PARAMUS, NJ 07652-4501
Document Number	0039701605
Book / Page	3970 / 1605
Instrument Date	Dec 18, 2020
Instrument	2021023445
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 DOREMUS AVE, 565, GLEN ROCK, NJ 07452-1624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CLAYTON TER, PARAMUS, NJ 07652-4501

Mortgage

Document Number	0039701611
Date	Feb 23, 2021
Book Page	3970/1611
Instrument	2021023446

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,200 (+7.33%) Land $427,000 Building $163,200	$590,200 (+7.33%) Land $427,000 Building $163,200
2025	$8,243.00 (+7.91%)	$549,900 (+13.66%) Land $391,200 Building $158,700	$549,900 (+13.66%) Land $391,200 Building $158,700
2024	$7,639.00 (+8.52%)
2023		$483,800 Land $339,500 Building $144,300	$483,800 Land $339,500 Building $144,300
2022	$7,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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