176 Clayton Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 176 Clayton Ter, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	3,760 sqft · built 2006
Lot Size	0.215 acres (9,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (Oct 2007)
Tax Bill	$19,706 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-03813-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`46-03813-0000-00005`
Alternative APNs	`460381300005` `287900`

Interior

Stories	2 Stories
Building Area	3,760 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	9,344 sqft (0.215 acres)
Lot Dimensions	105 ft deep x 89 ft wide

Location & Zoning

Account Number	287900
Street Address	176 CLAYTON TER
City	PARAMUS
State	NJ
Zip	07652-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	89X105 3.75LT
Legal Subdivision	PARAMUS MANOR SEC 1
Legal Block	3813
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	3
Census Block	3009
Census Tract	42102

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 CLAYTON TER, PARAMUS, NJ 07652-4502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2007 · Amount on Record
Deed Sale	Oct 3, 2007 · Amount on Record
Prior Sale	Jan 13, 2006 · Amount on Record
Deed Document Number	2007111361
Deed Book / Page	9421 / 34
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	176 CLAYTON TER, PARAMUS, NJ 07652-4502
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045321669
Date	Jan 12, 2022
Book Page	4532/1669
Instrument	2022005210

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	176 CLAYTON TER, PARAMUS, NJ 07652-4502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025210929
Date	Jan 31, 2017
Book Page	02521/0929
Instrument	17-010033

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,371,400 (+4.32%) Land $422,900 Building $948,500	$1,371,400 (+4.32%) Land $422,900 Building $948,500
2025	$19,706.00 (+5.47%)	$1,314,600 (+10.62%) Land $387,500 Building $927,100	$1,314,600 (+10.62%) Land $387,500 Building $927,100
2024	$18,684.00 (+7.66%)
2023		$1,188,400 Land $336,300 Building $852,100	$1,188,400 Land $336,300 Building $852,100
2022	$17,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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