1804 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1804 E 13th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,788 sqft · built 2019
Lot Size0.159 acres (6,935 sqft)
OwnerIndividual Name on Record
Last Sale$287,900 (Sep 2019)
Tax Bill$1,570 (2025)
Deeds & MortgagesAug 2020 Mortgage
Sep 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN146O R 010

Property Details

APN / Parcel Number

Primary APN146O R 010
Alternative APN
  • 0000077424

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,788 sqft Living Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area6,935 sqft (0.159 acres)
Lot Dimensions138 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077424
Street Address1804 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37404-4310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 3 BLK 12 MONTAGUES ADDN NO 4 PB 8 PG 25
Legal SubdivisionMONTAGUES ADDN NO 4
Legal Block12
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2036
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1804 E 13TH ST, CHATTANOOGA, TN 37404-4310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
EAGLE BK
Sep 26, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE BK
Jan 29, 2019Trustee's Deed, Construction Loan · Construction Mortgage
RESIDENTIAL CONST GROUP-NASH
Feb 6, 2018Warranty Deed, Construction Loan
WAGON WHEEL TITLE
May 30, 2017Warranty Deed, Transfer · Line of Credit
FIRST VOLUNTEER BK/TN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2019 · Amount on Record
Deed SaleSep 26, 2019 · Amount on Record
Prior SaleFeb 6, 2018 · Amount on Record
Deed Document Number2019092600116
Deed Book / Page11770 / 834
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1804 E 13TH ST, CHATTANOOGA, TN 37404-4310
Document Number0818000314
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyFIRST TITLE COMPANY, FIRST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1804 E 13TH ST CHATTANOOGA TN 374044310, CHATTANOOGA, TN 37404-4310

Mortgage

Document Number0818000314
DateAug 18, 2020
Book Page012118/000367
Instrument200818000314
Lender
NameEAGLE BK
TypeBank
AddressLITTLE ROCK, AR 72211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 17, 2045

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 26, 2019
Property Address1804 E 13TH ST, CHATTANOOGA, TN 37404-4310
Document Number0926000116
Book / Page011770 / 000834
Instrument DateAug 24, 2019
Instrument190926000116
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2019
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,065.23
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1804 E 13TH ST CHATTANOOGA TN 374044310, CHATTANOOGA, TN 37404-4310

Mortgage

Document Number926000117
DateSep 26, 2019
Book Page011770/000836
Instrument190926000117
Lender
NameEAGLE BK
TypeBank
AddressLITTLE ROCK, AR 72211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2049

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateJan 29, 2019
Property Address1804 E 13TH ST, CHATTANOOGA, TN 37404-4310
Document Number0129000022
Book / Page011552 / 000829
Instrument DateJan 23, 2019
Instrument190129000022
Transaction TypeConstruction Loan
Record UpdatedFeb 12, 2019
Title CompanyWAGON WHEEL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4303 GALLATIN PIKE #103 NASHVILLE TN 372162134, 103, NASHVILLE, TN 37216-2134

Mortgage

Document Number129000022
DateJan 29, 2019
Book Page011552/000829
Instrument190129000022
Lender
NameRESIDENTIAL CONST GROUP-NASH
Address150 3RD AVE S # 900, NASHVILLE, TN 37201-2034
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 6, 2018
Property Address1804 E 13TH ST, CHATTANOOGA, TN 37404-4310
Document Number0000000052
Book / Page011265 / 000311
Instrument DateJan 31, 2018
Instrument52
Transaction TypeConstruction Loan
Record UpdatedFeb 23, 2018
Title CompanyWAGON WHEEL TITLE

Transaction

AmountAmount Recorded
Tax$150.64
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4303 GALLATIN PIKE #103 NASHVILLE TN 372162134, 103, NASHVILLE, TN 37216-2134

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 30, 2017
Property Address1804 E 13TH ST, CHATTANOOGA, TN 37404-4310
Document Number0000000091
Book / Page011060 / 000460
Instrument DateMay 26, 2017
Instrument91
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$592.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1619 ANDERSON PIKE SIGNAL MOUNTAIN TN 373773278, SIGNAL MOUNTAIN, TN 37377-3278
InvestorPossibly a Property Investor

Mortgage

Document Number92
DateMay 30, 2017
Book Page011060/000463
Instrument92
Lender
NameFIRST VOLUNTEER BK/TN
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 29, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,570.00 (-5.88%)$103,625 (+38.95%)$414,500 (+38.95%) Land $70,000 Building $344,500
2024$1,668.00$74,575 (-)$298,300 (-) Land $40,000 Building $258,300
2023$1,668.00$74,575 (-)$298,300 (-) Land $40,000 Building $258,300
2022$1,668.00$74,575$298,300 Land $40,000 Building $258,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E 13th St

Nearby Streets

Search Property Records by Address or Parcel Number