Osceola County property record for 1808 Sunfish St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,939 sqft · built 2019 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,270 (Mar 2019) |
| Tax Bill | $4,089 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 062631087700012240 |
| Primary APN | 062631087700012240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,939 sqft Heated Area |
| Gross Area | 2,698 sqft |
| 1st Floor Area | 1,939 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished |
| Garage Area | 473 sqft |
| Porch | Open Porch |
| Porch Area | 286 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1808 SUNFISH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 224 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PHS 3 4 & 5 |
| Legal Phase | 3 |
| Legal Tract | 877 |
| Legal Lot Number | 224 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631087700012240
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 1808 SUNFISH ST, SAINT CLOUD, FL 34771-7572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Mar 22, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Jan 17, 2018 | Loan Modification, Mortgage ATTORNEY ONLY |
| Jul 10, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on Record |
| Deed Sale | Mar 22, 2019 · Amount on Record |
| Prior Sale | Jul 10, 2017 · Amount on Record |
| Deed Document Number | 2019036919 |
| Deed Book / Page | 5495 / 2655 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1808 SUNFISH ST, SAINT CLOUD, FL 34771-7572 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1808 SUNFISH ST, SAINT CLOUD, FL 34771-7572 |
| Document Number | 0057831051 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 5783/1051 |
| Instrument | 2020114466 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 22, 2019 |
| Property Address | 1808 SUNFISH ST, SAINT CLOUD, FL 34771-7572 |
| Document Number | 0054952655 |
| Book / Page | 5495 / 2655 |
| Map Reference | MB 25 PG 38 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2019036919 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | EASTERN NATL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,060.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008 |
| Name | Verified Name |
|---|---|
| Address | 1808 SUNFISH ST, SAINT CLOUD, FL 34771-7572 |
| Document Number | 2019036920 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 2019036920 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1808 SUNFISH ST, SAINT CLOUD, FL 34771-7572 |
| Document Number | 0052771357 |
| Book / Page | 005277 / 001357 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 10, 2017 |
| Property Address | 1808 SUNFISH ST, SAINT CLOUD, FL 34771-7572 |
| Document Number | 0051761375 |
| Book / Page | 005176 / 001375 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 99601 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $27,023.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 151 SOUTHHALL LN #120 MAITLAND FL 327517115, 120, MAITLAND, FL 32751-7115 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,089.00 (+6.15%) Homeowner's exemption | $271,357 (+5.99%) | $350,300 (-0.85%) Land $75,000 Building $275,300 |
| 2023 | $3,852.00 (+4.93%) Homeowner's exemption | $256,030 (+4.14%) | $353,300 (+12.95%) Land $65,000 Building $288,300 |
| 2022 | $3,671.00 Homeowner's exemption | $245,855 | $312,800 Land $60,000 Building $252,800 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 489 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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