1800 Sunfish St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1800 Sunfish St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 2018
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,319 (Dec 2018)
Tax Bill	$3,330 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`062631087700012200`

Property Details

APN / Parcel Number

Primary APN	`062631087700012200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,815 sqft Heated Area
Gross Area	2,477 sqft
1st Floor Area	1,815 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1800 SUNFISH ST
City	SAINT CLOUD
State	FL
Zip	34771-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 220
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase	3
Legal Tract	877
Legal Lot Number	220
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1800 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Warranty Deed, Transfer MORTGAGE FIRM
Dec 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
Feb 15, 2018	Quit Claim Deed, Construction Loan · Line of Credit VALLEY NAT'L BK
Dec 12, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	0054441503
Deed Book / Page	5444 / 1503
Last Transfer Date	Dec 13, 2019
Transfer Doc	0056400238
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 13, 2019
Property Address	1800 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Document Number	0056400238
Book / Page	005640 / 000238
Instrument Date	Dec 5, 2019
Instrument	161684
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$784.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1800 SUNFISH ST ST CLOUD FL 347717572, ST CLOUD, FL 34771-7572

Mortgage

Document Number	56400240
Date	Dec 13, 2019
Book Page	005640/000240
Instrument	161685

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 5, 2018
Property Address	1800 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Document Number	0054441503
Book / Page	5444 / 1503
Map Reference	MB 25 PG 38-40
Instrument Date	Nov 30, 2018
Instrument	2018178582
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,053.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 8529, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 SUNFISH ST, SAINT CLOUD, FL 34771-7572

Mortgage

Document Number	2018178583
Date	Dec 5, 2018
Instrument	2018178583

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

February 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 15, 2018
Property Address	1800 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Document Number	0052860187
Book / Page	005286 / 000187
Instrument Date	Feb 9, 2018
Instrument	25852
Transaction Type	Construction Loan
Record Updated	Mar 20, 2018
Title Company	DF TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

Mortgage

Document Number	52860579
Date	Feb 15, 2018
Book Page	005286/000579
Instrument	26016

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	4790 140TH AVE N, CLEARWATER, FL 33762-3857

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 12, 2017
Property Address	1800 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Document Number	0052520548
Book / Page	005252 / 000548
Instrument Date	Dec 11, 2017
Instrument	176092
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,609.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,330.00 (+6.36%) Homeowner's exemption	$228,937 (+5.99%)	$340,100 (-0.61%) Land $75,000 Building $265,100
2023	$3,131.00 (+3.68%) Homeowner's exemption	$216,005 (+3%)	$342,200 (+11.9%) Land $65,000 Building $277,200
2022	$3,020.00 Homeowner's exemption	$209,714	$305,800 Land $60,000 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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