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1802 Sunfish St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1802 Sunfish St, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,971 sqft · built 2018
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$276,300 (Jul 2018)
Tax Bill$4,018 (2025)
Deeds & MortgagesApr 2024 Mortgage
Nov 2023 Mortgage
+ 5 more
Flood ZoneZone X (moderate risk)
APN06-26-31-0877-0001-2210

Property Details

APN / Parcel Number

Primary APN06-26-31-0877-0001-2210
Alternative APN
  • 263106087700012210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,971 sqft Living Area
Gross Area2,612 sqft
1st Floor Area1,971 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1802 SUNFISH ST
CitySAINT CLOUD
StateFL
Zip34771-7572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 221
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PH 3 & 4
Legal Phase3
Legal Tract877
Legal Block2210
Legal Lot Number221
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-0877-0001-2210

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 14, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 11, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 02, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 31, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 17, 2018Loan Modification, Mortgage
ATTORNEY ONLY
Jul 10, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2018 · Amount on Record
Deed SaleJul 31, 2018 · Amount on Record
Prior SaleJul 10, 2017 · Amount on Record
Deed Document Number2018116087
Deed Book / Page5375 / 2957
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Transaction TypeMortgage
Record UpdatedMay 14, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572

Mortgage

Document Number0065780864
DateApr 05, 2024
Book Page6578/864
Instrument2024044051
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address6101 CONDOR DR # 200, MOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term327 Months
DueJul 01, 2051

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Transaction TypeMortgage
Record UpdatedDec 06, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572

Mortgage

Document Number0065050235
DateNov 14, 2023
Book Page6505/235
Instrument2023149976
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueJul 01, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572

Mortgage

Document Number0062971684
DateOct 11, 2022
Book Page6297/1684
Instrument2022150531
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueJul 01, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572

Mortgage

Document Number0062052756
DateMay 02, 2022
Book Page6205/2756
Instrument2022069760
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueJul 01, 2051

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2018
Property Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Document Number0053752957
Book / Page5375 / 2957
Map ReferenceMB25 PG38
Instrument DateJul 27, 2018
Instrument2018116087
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 01, 2022
Title CompanyEASTERN NATL TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,934.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 LUCIEN WAY, 2301, MAITLAND, FL 32751-7010

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572

Mortgage

Document Number2018116088
DateJul 31, 2018
Instrument2018116088
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Document Number0052771357
Book / Page005277 / 001357
Instrument DateJan 17, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJul 10, 2017
Property Address1802 SUNFISH ST, SAINT CLOUD, FL 34771-7572
Document Number0051761375
Book / Page005176 / 001375
Instrument DateJul 07, 2017
Instrument99601
Transaction TypeTransfer
Record UpdatedAug 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$27,023.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address151 SOUTHHALL LN #120 MAITLAND FL 327517115, 120, MAITLAND, FL 32751-7115
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,018.00 (+6.18%) Homeowner's exemption$267,365 (+5.99%)$346,700 (-0.69%) Land $75,000 Building $271,700
2023$3,784.00 (+3.56%) Homeowner's exemption$252,263 (+3%)$349,100 (+11.96%) Land $65,000 Building $284,100
2022$3,654.00 Homeowner's exemption$244,916$311,800 Land $60,000 Building $251,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000

May also be available at this address: Xfinity, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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