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1803 Sunfish St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1803 Sunfish St, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,951 sqft · built 2018
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$274,000 (May 2019)
Tax Bill$4,040 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Nov 2022 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN06-26-31-0877-0001-2280

Property Details

APN / Parcel Number

Primary APN06-26-31-0877-0001-2280
Alternative APN
  • 263106087700012280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,951 sqft Living Area
Gross Area2,592 sqft
1st Floor Area1,951 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1803 SUNFISH ST
CitySAINT CLOUD
StateFL
Zip34771-7576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 228
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PH 3 & 4
Legal Phase3
Legal Tract877
Legal Block2280
Legal Lot Number228
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2025
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-0877-0001-2280

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 07, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 31, 2019Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 30, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 17, 2018Loan Modification, Mortgage
ATTORNEY ONLY
Jul 10, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2019 · Amount on Record
Deed SaleMay 31, 2019 · Amount on Record
Prior SaleApr 30, 2018 · Amount on Record
Deed Document Number201970203
Deed Book / Page5533 / 595
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576

Mortgage

Document Number0064692135
DateSep 06, 2023
Book Page6469/2135
Instrument2023117126
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576

Mortgage

Document Number0063112318
DateNov 07, 2022
Book Page6311/2318
Instrument2022162909
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 31, 2019
Property Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576
Document Number0055330595
Book / Page5533 / 0595
Map ReferenceMB 25 PG 38
Instrument DateMay 29, 2019
Instrument2019070203
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyADVANTAGE INTL TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,918.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14415 AINSDALE CT, 14415, ORLANDO, FL 32828-8038

Transferred To (Grantee/Buyer)

NameVerified Name
Address7629 SWILCAN DR APT 3105, 3105, ORLANDO, FL 32822-5051

Mortgage

Document Number0005533597
DateMay 31, 2019
Instrument5533/597
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

April 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 30, 2018
Property Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576
Document Number0053242362
Book / Page5324 / 2362
Map ReferenceMB25 PG38
Instrument DateApr 26, 2018
Instrument2018067814
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyEASTERN NATIONAL TITLE AGENC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,818.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address151 SOUTHHALL LN STE 120, 151, MAITLAND, FL 32751-7115

Transferred To (Grantee/Buyer)

NameVerified Name
Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576

Mortgage

Document Number2018067815
DateApr 30, 2018
Instrument2018067815
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576
Document Number0052771357
Book / Page005277 / 001357
Instrument DateJan 17, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJul 10, 2017
Property Address1803 SUNFISH ST, SAINT CLOUD, FL 34771-7576
Document Number0051761375
Book / Page005176 / 001375
Instrument DateJul 07, 2017
Instrument99601
Transaction TypeTransfer
Record UpdatedAug 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$27,023.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address151 SOUTHHALL LN #120 MAITLAND FL 327517115, 120, MAITLAND, FL 32751-7115
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,040.00 (+6.18%) Homeowner's exemption$268,618 (+5.99%)$346,600 (-0.74%) Land $75,000 Building $271,600
2023$3,805.00 (+3.54%) Homeowner's exemption$253,445 (+3%)$349,200 (+11.85%) Land $65,000 Building $284,200
2022$3,675.00 Homeowner's exemption$246,064$312,200 Land $60,000 Building $252,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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