Osceola County property record for 1808 Kentucky Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 904 sqft · built 1970 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,312 (2025) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 84338 |
| Primary APN | 84338 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 904 sqft Heated Area |
| Gross Area | 997 sqft |
| 1st Floor Area | 904 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 81 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 84338 |
|---|---|
| Street Address | 1808 KENTUCKY AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | WILLIAMS SUB PB 1 PG 042 LOTS 21 & 22 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | SOUTH OF 17TH ST AND MISSOURI |
| Legal Tract | 5510 |
| Legal Block | 1 |
| Legal Lot Number | 21-22 22 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 43303 |
1808 Kentucky Ave is owned by a company that acquired it in October 2020.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 200 13TH ST, SAINT CLOUD, FL 34769-4668 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 |
| Deed Sale | Oct 19, 2020 |
| Prior Sale | Jan 28, 2016 · Amount on File |
| Deed Document Number | 2020141178 |
| Deed Book / Page | 5815 / 1976 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 19, 2020 |
| Property Address | 1808 KENTUCKY AVE, SAINT CLOUD, FL 34769-5106 |
| Document Number | 0058151976 |
| Book / Page | 005815 / 001976 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 141178 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 13TH ST ST CLOUD FL 347694668, ST CLOUD, FL 34769-4668 |
The 2025 property tax bill for 1808 Kentucky Ave was $3,312.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,312.00 | $206,600 Land $41,800 Building $164,800 | $206,600 Land $41,800 Building $164,800 |
| 2023 | $2,820.00 | $181,900 Land $32,600 Building $149,300 | $181,900 Land $32,600 Building $149,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1808 Kentucky Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1808 Kentucky Ave is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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