Osceola County property record for 1723 Kentucky Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,466 sqft · built 1960 |
| Lot Size | 0.321 acres (13,982 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Apr 2026) |
| Tax Bill | $2,009 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-30-2980-000D-0130 |
| Primary APN | 11-26-30-2980-000D-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,982 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 97.5 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 338 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1723 KENTUCKY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | C. W. DOOPS PB 1 PG 051 BLK D LOTS 13, 14, 15 & S 10 FT LOT 16 & ALSO N 12 1/2 FT OF VAC WILLIAMS ST ABUTTING LOT 13 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | C W DOOPS |
| Legal Tract | 2980 |
| Legal Block | D |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 43303 |
1723 Kentucky Ave is owned and occupied by an individual who bought it in April 2026.
Source: Osceola County records, as of May 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1723 KENTUCKY AVE, SAINT CLOUD, FL 34769-5109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Feb 18, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | May 19, 2014 · Amount on File |
| Deed Document Number | 202653611 |
| Deed Book / Page | 6959 / 2245 |
| Prior Transfer Date | Jan 20, 2022 |
| Prior Transfer Doc | 0061540458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 1723 KENTUCKY AVE, SAINT CLOUD, FL 34769-5109 |
| Document Number | 0069592245 |
| Book / Page | 6959 / 2245 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.53611 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1723 KENTUCKY AVE, SAINT CLOUD, FL 34769-5109 |
| Document Number | 0000053612, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 6959/2247 |
| Instrument | 2026.53612 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 18, 2022 |
| Property Address | 1723 KENTUCKY AVE, SAINT CLOUD, FL 34769-5109 |
| Document Number | 0061540458 |
| Book / Page | 6154 / 458 |
| Map Reference | MB 1 PG 51 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022027560 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1340 EMERALD DR, 1340, KISSIMMEE, FL 34744-4928 |
| Name | Verified Name |
|---|---|
| Address | 8335 135TH LN, SEBASTIAN, FL 32958-3248 |
The 2025 property tax bill for 1723 Kentucky Ave was $2,009 with a homeowner's exemption, up 3.8% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,009.00 (+3.77%) Homeowner's exemption | $155,164 | $170,700 Land $52,600 Building $118,100 |
| 2024 | $1,936.00 (+3.14%) | ||
| 2023 | $1,877.00 (-13.02%) Homeowner's exemption | $146,400 (+9.25%) Land $41,000 Building $105,400 | $146,400 (+9.25%) Land $41,000 Building $105,400 |
| 2022 | $2,158.00 | $134,000 Land $41,000 Building $93,000 | $134,000 Land $41,000 Building $93,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1723 Kentucky Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1723 Kentucky Ave is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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