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1803 Kentucky Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1803 Kentucky Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1986
Lot Size0.289 acres (12,588 sqft)
OwnerCompany Name on File
Last Sale$943,200 (Apr 2019)
Tax Bill$3,488 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Apr 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-26-30-5510-0001-0250

Property Details

APN / Parcel Number

Primary APN11-26-30-5510-0001-0250
Alternative APNs
  • 263011551000010250
  • 84340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area1,684 sqft
1st Floor Area1,118 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,588 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeAttached
Garage Area364 sqft

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area412 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1803 KENTUCKY AVE
CitySAINT CLOUD
StateFL
Zip34769-5103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionWILLIAMS SUB PB 1 PG 42 LOTS 25, 26 & N 15 FT LOT 27 & S 15 FT OF VAC WILLIAMS ST ABUTTING LOT 25
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionWILLIAMS ADD TO ST CLOUD
Legal Tract5510
Legal Block250
Legal Lot Number25
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2025
Census Tract43303

Owner

1803 Kentucky Ave is owned by a company that bought it in April 2019.

Source: Osceola County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Line of Credit
NWL CO LLC
Apr 29, 2019Grant Deed, Transfer
NOT AVAILABLE
Oct 24, 2018Warranty Deed, Transfer
BCHH INC
Jul 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2019 · Amount on File
Deed SaleApr 29, 2019 · Amount on File
Prior SaleOct 24, 2018 · Amount on File
Deed Document Number201954209
Deed Book / Page5515 / 76
Prior Transfer DateJul 24, 2018
Prior Transfer Doc0053752609
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1803 KENTUCKY AVE, SAINT CLOUD, FL 34769-5103
Document Number0058060562
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyBCHH INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 PLAZA ON THE LK AUSTIN TX 787461070, AUSTIN, TX 78746-1070
InvestorPossibly a Property Investor

Mortgage

Document Number0058060562
DateOct 5, 2020
Book Page005806/000562
Instrument133126
Lender
NameNWL CO LLC
AddressPO BOX 844, NEW YORK, NY 10108-0844
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueOct 4, 2025
Interest
Rate TypeAdjustable Rate

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 29, 2019
Property Address1803 KENTUCKY AVE, SAINT CLOUD, FL 34769-5103
Document Number0055150076
Book / Page005515 / 000076
Instrument DateApr 19, 2019
Instrument54209
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$6,602.40
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 24, 2018
Property Address1803 KENTUCKY AVE, SAINT CLOUD, FL 34769-5103
Document Number0054220281
Book / Page005422 / 000281
Instrument DateOct 19, 2018
Instrument158739
Transaction TypeTransfer
Record UpdatedNov 8, 2018
Title CompanyBCHH INC

Transaction

AmountAmount on Record
Tax$1,085.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 PLAZA ON THE LK #260 AUSTIN TX 787461070, 260, AUSTIN, TX 78746-1070
InvestorPossibly a Property Investor

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 30, 2018
Property Address1803 KENTUCKY AVE, SAINT CLOUD, FL 34769-5103
Document Number0053752609
Book / Page005375 / 002609
Instrument DateJul 24, 2018
Instrument116010
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4139 RIDGETOP DR BELLBROOK OH 453051639, BELLBROOK, OH 45305-1639

Tax Assessment & Valuation

The 2025 property tax bill for 1803 Kentucky Ave was $3,488, up 6.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,488.00 (+6.67%)$218,900 Land $45,000 Building $173,900$218,900 Land $45,000 Building $173,900
2024$3,270.00 (+10.1%)
2023$2,970.00 (+11.19%)$192,600 (+13.76%) Land $35,000 Building $157,600$192,600 (+13.76%) Land $35,000 Building $157,600
2022$2,671.00$169,300 Land $35,000 Building $134,300$169,300 Land $35,000 Building $134,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1803 Kentucky Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1803 Kentucky Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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