Osceola County property record for 1812 Kentucky Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,163 sqft · built 1920 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Oct 2025) |
| Tax Bill | $1,384 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Construction Loan Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-30-5510-0001-0170 |
| Primary APN | 11-26-30-5510-0001-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,163 sqft Living Area |
| Gross Area | 1,985 sqft |
| 1st Floor Area | 1,163 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,850 sqft (0.295 acres) |
| Lot Dimensions | 140 ft deep x 91 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 342 sqft |
| Shed | 1 Shed |
| Shed Area | 36 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1812 KENTUCKY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | WILLIAMS SUB PB 1 PG 042 LOTS 17 & 18 & S 16 2/3 FT LOT 19 & 16 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | WILLIAMS ADD TO ST CLOUD |
| Legal Tract | 5510 |
| Legal Block | 170 |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 43303 |
Source: Osceola County records · APN 11-26-30-5510-0001-0170
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1323 CONNECTICUT AVE, SAINT CLOUD, FL 34769-4331 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 08, 2025 | Special Warranty Deed, Construction Loan · Construction Mortgage QUANTA FINANCE LLC |
| Oct 06, 2025 | Warranty Deed, Transfer TITLE RESOURCE INSURANCE AGENCY INC, TITLE PROS INS AGENCY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2025 · Amount on Record |
| Deed Sale | Oct 08, 2025 · Amount on Record |
| Prior Sale | Oct 06, 2025 · Amount on Record |
| Deed Document Number | 2025124937 |
| Deed Book / Page | 6861 / 2002 |
| Prior Transfer Date | May 20, 1999 |
| Prior Transfer Doc | 1619000628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 08, 2025 |
| Property Address | 1812 KENTUCKY AVE, SAINT CLOUD, FL 34769-5106 |
| Document Number | 0068612002 |
| Book / Page | 6861 / 2002 |
| Map Reference | MB 1 PG 42 |
| Instrument Date | Oct 01, 2025 |
| Instrument | 2025124937 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 RIVERSIDE DR # DR5100W, DR5100W, IRVING, TX 75039-4316 |
| Name | Verified Name |
|---|---|
| Address | 1323 CONNECTICUT AVE, SAINT CLOUD, FL 34769-4331 |
| Document Number | 0068612006 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 6861/2006 |
| Name | QUANTA FINANCE LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 01, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 06, 2025 |
| Property Address | 1812 KENTUCKY AVE, SAINT CLOUD, FL 34769-5106 |
| Document Number | 0068602184 |
| Book / Page | 6860 / 2184 |
| Map Reference | MB 1 PG 42 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025123953 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | TITLE RESOURCE INSURANCE AGENCY INC, TITLE PROS INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3904 VAN BUREN AVE, CHEYENNE, WY 82001-2214 |
| Name | Verified Name |
|---|---|
| Address | 5000 RIVERSIDE DR STE 100W, 100W, IRVING, TX 75039-4696 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,384.00 (+4.3%) | $125,213 (+2.9%) | $146,200 (+0.69%) Land $45,000 Building $101,200 |
| 2024 | $1,327.00 (+3.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $121,685 (+3%) | $145,200 (+15.88%) Land $45,000 Building $100,200 |
| 2023 | $1,278.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $118,141 | $125,300 Land $35,000 Building $90,300 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 470 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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