1828 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1828 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,066 sqft · built 1959
Lot Size	0.084 acres (3,650 sqft)
Owner	Individual Name on Record
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`012-843-009-000`

Property Details

APN / Parcel Number

Primary APN	`012-843-009-000`
Alternative APN	`012-843-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,650 sqft (0.084 acres)
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	012-843-009
Street Address	1828 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOT 1031 & 1033 BLK 15 EXC WLY 2 FT TO CITY
Legal Subdivision	CASA VERDE VILLAS
Legal Block	15
Legal Lot Number	1033
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2006
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 881851, LOS ANGELES, CA 90009-3013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 10, 2021
Transfer Doc	0000042024
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 16, 2021
Property Address	1828 HARDING ST, SEASIDE, CA 93955-3926
Document Number	0000042024
Map Reference	MB 2 PG 12
Instrument Date	Jun 10, 2021
Instrument	2021042024
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 HARDING ST, SEASIDE, CA 93955-3926

Mortgage

Document Number	0000042025
Date	Jun 16, 2021
Instrument	2021042025

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1828 HARDING ST, SEASIDE, CA 93955-3926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014541
Date	Mar 17, 2017
Instrument	2017014541

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$229,868 (+2%) Land $106,091 Building $123,777
2025	$2,604.00 (+7.25%)	$225,361 (+4.04%) Land $104,011 Building $121,350
2023	$2,428.00 (-14.2%)	$216,612 Land $99,973 Building $116,639
2022	$2,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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