Hamilton County property record for 1797 E 12th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,000 sqft · built 2018 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,375 (Jun 2018) |
| Tax Bill | $1,046 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage Sep 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O P 026 |
| Primary APN | 146O P 026 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,294 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077380 |
|---|---|
| Street Address | 1797 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 15 MONTAGUES ADDITION NO 4 PB 8 PG 25 REV 108-68 |
| Legal Subdivision | MONTAGUES ADDN NO 4 |
| Legal Block | 26 |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1797 E 12TH ST, CHATTANOOGA, TN 37404-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2018 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS |
| Sep 1, 2017 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Jul 10, 2017 | Warranty Deed, Construction Loan · Line of Credit PINNACLE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on Record |
| Deed Sale | Jun 13, 2018 · Amount on Record |
| Prior Sale | Sep 1, 2017 · Amount on Record |
| Deed Document Number | 2018127 |
| Deed Book / Page | 11372 / 714 |
| Prior Transfer Date | Jul 14, 1997 |
| Prior Transfer Doc | 0000405233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 13, 2018 |
| Property Address | 1797 E 12TH ST, CHATTANOOGA, TN 37404-4303 |
| Document Number | 0613000127 |
| Book / Page | 011372 / 000714 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 180613000127 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519.39 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1797 E 12TH ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404 |
| Document Number | 613000128 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 011372/000716 |
| Instrument | 180613000128 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 1, 2017 |
| Property Address | 1797 E 12TH ST, CHATTANOOGA, TN 37404-4303 |
| Document Number | 0000000276 |
| Book / Page | 011145 / 000349 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 276 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $92.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1797 E 12TH ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 10, 2017 |
| Property Address | 1797 E 12TH ST, CHATTANOOGA, TN 37404-4303 |
| Document Number | 0000000199 |
| Book / Page | 011097 / 000077 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 199 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2018 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 422 MAGNOLIA VALE DR CHATTANOOGA TN 374192186, CHATTANOOGA, TN 37419-2186 |
| Investor | Possibly a Property Investor |
| Document Number | 200 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 011097/000080 |
| Instrument | 200 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,046.00 (+23.93%) | $69,050 (+83.04%) | $276,200 (+83.04%) Land $59,500 Building $216,700 |
| 2024 | $844.00 | $37,725 (-) | $150,900 (-) Land $34,000 Building $116,900 |
| 2023 | $844.00 | $37,725 (-) | $150,900 (-) Land $34,000 Building $116,900 |
| 2022 | $844.00 | $37,725 | $150,900 Land $34,000 Building $116,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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