Black Hawk County property record for 1803 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,048 sqft Living Area |
| Lot Size | 7,112 sqft (0.163 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $54,116 (2019) |
| Tax Bill | $2,337.00 (2025) |
| Primary APN | 8913-36-457-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,048 sqft Living Area |
| 1st Floor | 1,048 sqft 1st Floor |
| Basement Area | 1,048 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Unfinished Basement | 1,048 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,112 sqft (0.163 acres) |
| Depth X Width | 127 ft x 56 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 768 sqft Garage |
| Patio Area | 156 sqft Patio |
| Porch Area | 48 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1803 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VIEW ADDITION LOT 451 W 16 FT LOT 452 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | PLEASANT VIEW ADDITION |
| Legal Lot Number | 451,452 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-457-026
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2042, WATERLOO, IA 50704-2042 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Aug 16, 2019 | Warranty Deed, Transfer |
| Nov 09, 2018 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Prior Sale | Nov 09, 2018 · Amount on Record |
| Deed Doc Number | 2019202000003081 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1803 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1803 E RIDEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Number | 202300005325 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 202300005325 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | 1827 ANSBOROUGH AVE, WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 16, 2019 |
| Property Address | 1803 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Number | 202000003081 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 202000003081 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1803 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 09, 2018 |
| Property Address | 1803 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Number | 201900007594 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 201900007594 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5000 PLANO PKWY, CARROLLTON, TX 75010-4900 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,337.00 Homeowner's exemption | $118,970 (+10.1%) Land $19,010 Building $99,960 | $118,970 (+10.1%) Land $19,010 Building $99,960 |
| 2024 | $2,337.00 (-6.78%) | ||
| 2023 | $108,060 (+18.94%) Land $19,010 Building $89,050 | $108,060 (+18.94%) Land $19,010 Building $89,050 | |
| 2022 | $2,507.00 | $90,850 Land $19,010 Building $71,840 | |
| 2021 | $90,850 Land $19,010 Building $71,840 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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