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1756 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1756 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage960 sqft Living Area
Lot Size22,500 sqft (0.517 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2021)
Tax Bill$3,302.00 (2025)

Property Details

APN / Parcel Number

Primary APN8813-02-126-011

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area960 sqft Living Area
1st Floor960 sqft 1st Floor
Basement Area960 sqft Basement
Finished Basement600 sqft Finished
Unfinished Basement960 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area22,500 sqft (0.517 acres)
Depth X Width300 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area352 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area120 sqft Shed
PorchPorch
Porch Area132 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1756 E RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50702-3528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORANGE PARK W 75 FT E 263.78 FT E 10 A EXC HWY
Legal Range13W
Legal Township88N
Legal Section02
Legal SubdivisionORANGE PARK
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1001
Census Tract900

Owner

Source: Black Hawk County records · APN 8813-02-126-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1756 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2021Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Sep 21, 2020Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 09, 2021 · Amount on Record
Deed SaleAug 09, 2021 · Amount on Record
Prior SaleJul 02, 2013 · Amount on Record
Deed Doc Number2021202200002998
Record RefreshedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 09, 2021
Property Address1756 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Document Number202200002998
Instrument DateAug 06, 2021
Instrument202200002998
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyTITLE SERVICES, INC., TITLE SERVICE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$239.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1756 E RIDGEWAY AVE, WATERLOO, IA 50702-3528

Mortgage

Document Number202200002999
DateAug 09, 2021
Instrument202200002999
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1756 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1756 E RIDGEWAY AVE, WATERLOO, IA 50702-3528

Mortgage

Document Number202100006157
DateSep 21, 2020
Instrument202100006157
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 20, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,302.00$154,040 (+1.18%) Land $31,500 Building $122,540$154,040 (+1.18%) Land $31,500 Building $122,540
2024$3,302.00 (+26.22%)
2023$152,250 (+27.83%) Land $31,500 Building $120,750$152,250 (+27.83%) Land $31,500 Building $120,750
2022$2,616.00$119,100 Land $31,500 Building $87,600
2021$119,100 Land $31,500 Building $87,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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