Black Hawk County property record for 1809 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,120 sqft Living Area |
| Lot Size | 8,128 sqft (0.187 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2026) |
| Tax Bill | $3,388.00 (2025) |
| Primary APN | 8913-36-457-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,120 sqft Living Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Basement Area | 1,120 sqft Basement |
| Finished Basement | 725 sqft Finished |
| Unfinished Basement | 1,120 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,128 sqft (0.187 acres) |
| Depth X Width | 127 ft x 64 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,056 sqft Garage |
| Patio Area | 160 sqft Patio |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1809 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VIEW ADDITION E 24 FT LOT 452 LOT 453 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | PLEASANT VIEW ADDITION |
| Legal Lot Number | 452,453 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-457-025
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1809 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Sep 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Oct 02, 2024 · Amount on Record |
| Deed Doc Number | 20262459 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 26, 2026 |
| Property Address | 1809 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Number | 0202602459 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026-02459 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Number | 0202602460 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026-02460 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 02, 2023 |
| Property Address | 1809 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Number | 202400004487 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 202400004487 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1809 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Number | 202400004488 |
|---|---|
| Date | Oct 02, 2023 |
| Instrument | 202400004488 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Oct 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 13.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 27, 2021 |
| Property Address | 1809 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Number | 202200006753 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 202200006753 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 E RIDGEWAY AVE, WATERLOO, IA 50702-3529 |
| Document Number | 202200006754 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 202200006754 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,388.00 Homeowner's exemption | $179,090 (+14.43%) Land $21,730 Building $157,360 | $179,090 (+14.43%) Land $21,730 Building $157,360 |
| 2024 | $3,388.00 (+20.4%) | ||
| 2023 | $156,510 (+22.18%) Land $21,730 Building $134,780 | $156,510 (+22.18%) Land $21,730 Building $134,780 | |
| 2022 | $2,814.00 Homeowner's exemption | $128,100 Land $21,730 Building $106,370 | |
| 2021 | $128,100 Land $21,730 Building $106,370 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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