1750 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1750 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1961
Square Footage	1,104 sqft Living Area
Lot Size	21,600 sqft (0.496 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2023)
Tax Bill	$3,618.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8813-02-126-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,104 sqft Living Area
1st Floor	972 sqft 1st Floor
Basement Area	972 sqft Basement
Finished Basement	250 sqft Finished
Unfinished Basement	972 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	21,600 sqft (0.496 acres)
Depth X Width	300 ft x 72 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	528 sqft Garage
Shed	1 Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1750 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-3528
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORANGE PARK W 71.89 FT E 335.67 FT N 330 FT NW FRL EXC HWY
Legal Range	13W
Legal Township	88N
Legal Section	02
Legal Subdivision	ORANGE PARK
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1001
Census Tract	900

Owner

Source: Black Hawk County records · APN 8813-02-126-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1750 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 25, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 15, 2022	Correction Deed

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Doc Number	20236983
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1750 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300008473
Date	Dec 01, 2022
Instrument	202300008473

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	52-Week T-Bill (1-Year)
Max Rate	12%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1750 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800012451
Date	Jan 25, 2018
Instrument	201800012451

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2033

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1750 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300006223
Date	Oct 14, 2022
Instrument	202300006223

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 13, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1750 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300006596
Date	Oct 24, 2022
Instrument	202300006596

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 31, 2022
Property Address	1750 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Document Number	202300006983
Instrument Date	Oct 26, 2022
Instrument	202300006983
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 E RIDGEWAY AVE, WATERLOO, IA 50702-3528

Mortgage

Document Number	202300006984
Date	Oct 31, 2022
Instrument	202300006984

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 15, 2022
Property Address	1750 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Document Number	202300007752
Instrument Date	Oct 26, 2022
Instrument	202300007752
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 E RIDGEWAY AVE, WATERLOO, IA 50702-3528

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,618.00 Homeowner's exemption	$179,330 (+1.3%) Land $30,240 Building $149,090	$179,330 (+1.3%) Land $30,240 Building $149,090
2024	$3,618.00 (+27.93%)
2023		$177,030 (+37.49%) Land $30,240 Building $146,790	$177,030 (+37.49%) Land $30,240 Building $146,790
2022	$2,828.00	$128,760 Land $30,240 Building $98,520
2021			$128,760 Land $30,240 Building $98,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1750 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2022: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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