1800 E 400 N, Ossian, IN 46777 Property Records

Wells County property record for 1800 E 400 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,498 sqft · built 1980
Lot Size	1.82 acres (79,279 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2022)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Sep 2007 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-17-100-005.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-17-100-005.000-010`
Alternative APNs	`00001576771` `0050321000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	79,279 sqft (1.82 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	200 sqft
Gazebo	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	00001576771
Street Address	1800 E 400 N
City	OSSIAN
State	IN
Zip	46777-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-27-12 1.82A N 396' OF W 200' OF E 1135.56' NENE
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1001
Census Tract	40400

Owner

1800 E 400 N is owned and occupied by an individual who bought it in August 2022.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1800 E 400 N, OSSIAN, IN 46777-9661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2007	Deed of Trust, Mortgage BENEFICIAL INDIANA INC
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Deed Document Number	20223404
Record Updated	Oct 29, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1800 E 400 N, OSSIAN, IN 46777-9661
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000129/156
Date	Sep 17, 2007
Book Page	129/156

Lender

Name	BENEFICIAL INDIANA INC
Type	Non-Lending Institution
Address	FORT WAYNE, IN 46825

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 4, 2027

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Aug 2, 2022
Property Address	1800 E 400 N, OSSIAN, IN 46777-9661
Document Number	0020223404
Instrument Date	Aug 1, 2022
Instrument	20223404
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 E 400 N, OSSIAN, IN 46777-9661

Mortgage

Document Number	0020223405
Date	Aug 2, 2022
Instrument	20223405

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1800 E 400 N was $2,102 with a homeowner's exemption, up 85.5% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (+85.53%) Homeowner's exemption	$202,100 Land $64,800 Building $137,300	$202,100 Land $64,800 Building $137,300
2024	$1,133.00
2023		$163,400 (+22.31%) Land $52,700 Building $110,700	$163,400 (+22.31%) Land $52,700 Building $110,700
2022	$687.00	$133,600 Land $36,500 Building $97,100	$133,600 Land $36,500 Building $97,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1800 E 400 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1800 E 400 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

Nearby Properties on E 400 N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures