1740 E 400 N, Ossian, IN 46777 Property Records

Wells County property record for 1740 E 400 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,738 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$480,900 (Oct 2020)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-17-100-008.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-17-100-008.000-010`
Alternative APNs	`00001577062` `0050340700`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,738 sqft
Basement Area	1,404 sqft
Finished Basement	1,260 sqft
Unfinished Basement	144 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,050 sqft
Shed	1 Shed
Shed Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001577062
Street Address	1740 E 400 N
City	OSSIAN
State	IN
Zip	46777-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-27-12 2.000A N 393' OF E 222' N W N E
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1001
Census Tract	40400

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1740 E 400 N, OSSIAN, IN 46777-8938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BIPPUS STATE BANK
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage BIPPUS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	20204542
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1740 E 400 N, OSSIAN, IN 46777-8938
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020180465
Date	Feb 8, 2018
Instrument	20180465

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1740 E 400 N, OSSIAN, IN 46777-8938
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213259
Date	Jul 20, 2021
Instrument	20213259

Lender

Name	BIPPUS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Oct 19, 2020
Property Address	1740 E 400 N, OSSIAN, IN 46777-8938
Document Number	0020204542
Instrument Date	Oct 13, 2020
Instrument	20204542
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 E 400 N, OSSIAN, IN 46777-8938

Mortgage

Document Number	0020204543
Date	Oct 19, 2020
Instrument	20204543

Lender

Name	BIPPUS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00 (+10.14%) Homeowner's exemption	$432,000 (+19.57%) Land $70,000 Building $362,000	$432,000 (+19.57%) Land $70,000 Building $362,000
2024	$2,810.00 (+25.95%)
2023		$361,300 (+7.05%) Land $56,800 Building $304,500	$361,300 (+7.05%) Land $56,800 Building $304,500
2022	$2,231.00	$337,500 Land $39,000 Building $298,500	$337,500 Land $39,000 Building $298,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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