2020 E 400 N, Ossian, IN 46777 Property Records

Wells County property record for 2020 E 400 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,614 sqft · built 1993
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2019)
Tax Bill	$4,878 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-16-200-002.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-16-200-002.000-010`
Alternative APNs	`00001578596` `0050310401`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,614 sqft Living Area
1st Floor Area	2,614 sqft
Basement Area	1,852 sqft
Finished Basement	1,736 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001578596
Street Address	2020 E 400 N
City	OSSIAN
State	IN
Zip	46777-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-27-12 3A NW PT NW NW & 16-27-12 3A S 388 FT OF N 824.66 FT OF W 335.59 FT NW
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1001
Census Tract	40400

Owner

2020 E 400 N is owned and occupied by an individual who acquired it in December 2021.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	2020 E 400 N, OSSIAN, IN 46777-9661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Intrafamily Transfer, Transfer
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on File
Deed Sale	Dec 23, 2019 · Amount on File
Prior Sale	Jun 11, 2002 · Amount on File
Deed Document Number	20194548
Last Transfer Date	Dec 6, 2021
Transfer Doc	0020215811
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Dec 20, 2021
Property Address	2020 E 400 N, OSSIAN, IN 46777-9661
Document Number	0020215811
Instrument Date	Dec 6, 2021
Instrument	20215811
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 E 400 N, OSSIAN, IN 46777-9661

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 23, 2019
Property Address	2020 E 400 N, OSSIAN, IN 46777-9661
Document Number	0020194548
Instrument Date	Dec 20, 2019
Instrument	20194548
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16907 ELWELL RD, VAN BUREN TWP, MI 48111-4414

Mortgage

Document Number	0020194549
Date	Dec 23, 2019
Instrument	20194549

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2020 E 400 N was $4,878 with a homeowner's exemption, up 13.1% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,878.00 (+13.1%) Homeowner's exemption	$626,000 Land $102,300 Building $523,700	$626,000 Land $102,300 Building $523,700
2024	$4,313.00
2023		$526,200 (+5.96%) Land $86,000 Building $440,200	$526,200 (+5.96%) Land $86,000 Building $440,200
2022	$3,777.00	$496,600 Land $63,800 Building $432,800	$496,600 Land $63,800 Building $432,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 E 400 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 E 400 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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