Wells County property record for 1780 E 400 N, Ossian, IN 46777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1986 |
| Lot Size | 9.73 acres (423,839 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,540 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-17-100-006.000-010 |
| Primary APN | 90-05-17-100-006.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Game Room | Game Room |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Metal Frame |
| Roof Material | Asphalt |
| Lot Area | 423,839 sqft (9.73 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Solar |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00001576998 |
|---|---|
| Street Address | 1780 E 400 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W NE NE 17-27-12 9.73A |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40400 |
1780 E 400 N is owned and occupied by an individual.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1780 E 400 N, OSSIAN, IN 46777-9661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 1780 E 400 N, OSSIAN, IN 46777-9661 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20214239 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 20214239 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Oct 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1780 E 400 N was $2,540 with a homeowner's exemption, up 14.9% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,540.00 (+14.93%) Homeowner's exemption | $330,700 Land $109,300 Building $221,400 | $330,700 Land $109,300 Building $221,400 |
| 2024 | $2,210.00 | ||
| 2023 | $267,800 (+11.91%) Land $93,100 Building $174,700 | $267,800 (+11.91%) Land $93,100 Building $174,700 | |
| 2022 | $1,564.00 | $239,300 Land $69,400 Building $169,900 | $239,300 Land $69,400 Building $169,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1780 E 400 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1780 E 400 N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TWN Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mediacom Xtream.
5G (outdoors only) and 4G LTE
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