Iredell County property record for 180 Willow Point Rd, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,805 sqft · built 2023 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,700,000 (Jan 2026) |
| Tax Bill | $10,633 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Jul 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4629-82-6941.000 |
| Primary APN | 4629-82-6941.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,805 sqft Heated Area |
| Gross Area | 8,491 sqft |
| 1st Floor Area | 2,038 sqft |
| Basement Area | 2,115 sqft |
| Finished Basement | 2,115 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Area | 867 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 576 sqft |
| Deck Area | 56 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80079805 |
|---|---|
| Street Address | 180 WILLOW POINT RD |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-7648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | L38 CRESCENT LAND & TIMBER S-17 |
| Legal Subdivision | MORRISON FARM RD AREA |
| Legal Block | 82 |
| Legal Lot Number | 38 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | FALLSTOWN |
| Census Block Group | 4 |
| Census Block | 4059 |
| Census Tract | 61205 |
180 Willow Point Rd is owned by a company that bought it in January 2026.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2245 W FLETCHER ST, CHICAGO, IL 60618-6403 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 27, 2022 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA |
| Jan 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on File |
| Deed Sale | Jan 5, 2026 · Amount on File |
| Prior Sale | Mar 18, 2022 · Amount on File |
| Deed Book / Page | 3186 / 580 |
| Prior Transfer Date | Feb 2, 2000 |
| Prior Transfer Doc | 0000000202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 180 WILLOW POINT RD, TROUTMAN, NC 28166-7648 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 180 WILLOW POINT RD, TROUTMAN, NC 28166-7648 |
| Document Number | 0030911279 |
|---|---|
| Date | Oct 10, 2024 |
| Book Page | 3091/1279 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 180 WILLOW POINT RD, TROUTMAN, NC 28166-7648 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 128 CHESHIRE LN, MOORESVILLE, NC 28117-9032 |
| Document Number | 0029352090 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 2935/2090 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jan 5, 2026 |
| Property Address | 180 WILLOW POINT RD, TROUTMAN, NC 28166-7648 |
| Document Number | 0003186580 |
| Book / Page | 3186 / 580 |
| Map Reference | MB 13 PG 69 |
| Instrument Date | Jan 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 SAXTON TRL, TROUTMAN, NC 28166 |
| Name | Verified Name |
|---|---|
| Address | 2245 W FLETCHER ST, CHICAGO, IL 60618-6403 |
| Document Number | 0003186583 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 3186/583 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Mar 18, 2022 |
| Property Address | 180 WILLOW POINT RD, TROUTMAN, NC 28166-7648 |
| Document Number | 0029041950 |
| Book / Page | 2904 / 1950 |
| Map Reference | MB 13 PG 69 |
| Instrument Date | Mar 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 COLUMBINE DR, STATESVILLE, NC 28625-4567 |
| Name | Verified Name |
|---|---|
| Address | 128 CHESHIRE LN, MOORESVILLE, NC 28117-9032 |
| Document Number | 0029041953 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2904/1953 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
The 2025 property tax bill for 180 Willow Point Rd was $10,633, up 20.3% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,762,180 (-) Land $600,000 Building $1,162,180 | $1,762,180 (-) Land $600,000 Building $1,162,180 | |
| 2025 | $10,633.00 (+20.28%) | $1,762,180 (+25.88%) Land $600,000 Building $1,162,180 | $1,762,180 (+25.88%) Land $600,000 Building $1,162,180 |
| 2024 | $8,840.00 (+135.54%) | $1,399,880 (+123.75%) Land $600,000 Building $799,880 | $1,399,880 (+123.75%) Land $600,000 Building $799,880 |
| 2023 | $3,753.00 (+66.14%) | $625,650 (+73.79%) Land $600,000 Building $25,650 | $625,650 (+73.79%) Land $600,000 Building $25,650 |
| 2022 | $2,259.00 | $360,000 Land $360,000 | $360,000 Land $360,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 180 Willow Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 180 Willow Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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