174 Willow Point Rd, Troutman, NC 28166 Property Records

Iredell County property record for 174 Willow Point Rd, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 1965
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 1998)
Tax Bill	$6,350 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4629-82-5784.000`

Property Details

APN / Parcel Number

Primary APN	`4629-82-5784.000`
Alternative APN	`80077532`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,632 sqft Heated Area
Gross Area	4,430 sqft
1st Floor Area	1,632 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	39,640 sqft (0.91 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	362 sqft
Deck Area	510 sqft
Patio Area	475 sqft
Storage Building	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80077532
Street Address	174 WILLOW POINT RD
City	TROUTMAN
State	NC
Zip	28166-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L37 CRESCENT LAND & TIMBER S-17
Legal Subdivision	MORRISON FARM RD AREA
Legal Block	82
Legal Lot Number	37
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	4
Census Block	4059
Census Tract	61205

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1998 · Amount on Record
Deed Sale	Jul 23, 1998 · Amount on Record
Prior Sale	Oct 1, 1989
Deed Document Number	19982216
Deed Book / Page	1088 / 780
Prior Transfer Date	Jul 21, 1998
Prior Transfer Doc	0000002216
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Nov 30, 2020
Property Address	174 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Document Number	27581650
Book / Page	2758 / 1650
Map Reference	MB 13 PG 69
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,859.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 WESTCHESTER RD, 441, STATESVILLE, NC 28625-4682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E GORDON ST # L, L, BEL AIR, MD 21014-2980
Investor	Possibly a Property Investor

Mortgage

Document Number	27581653
Date	Nov 30, 2020
Instrument	2758/1653

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,350.00 (+1.15%)	$1,048,410 (+1.16%) Land $600,000 Building $448,410	$1,048,410 (+1.16%) Land $600,000 Building $448,410
2024	$6,278.00	$1,036,410 (-) Land $600,000 Building $436,410	$1,036,410 (-) Land $600,000 Building $436,410
2023	$6,278.00 (+46.14%)	$1,036,410 (+55.97%) Land $600,000 Building $436,410	$1,036,410 (+55.97%) Land $600,000 Building $436,410
2022	$4,296.00	$664,490 Land $360,000 Building $304,490	$664,490 Land $360,000 Building $304,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20