168 Willow Point Rd, Troutman, NC 28166 Property Records

Iredell County property record for 168 Willow Point Rd, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 432 sqft · built 1966
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jun 2026)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`4629-82-4747.000`

Property Details

APN / Parcel Number

Primary APN	`4629-82-4747.000`
Alternative APNs	`77477196` `80113890`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	432 sqft Heated Area
Gross Area	1,298 sqft
1st Floor Area	432 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)

Exterior Amenities

Porch	Slab
Porch Area	164 sqft
Patio Area	270 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	80113890
Street Address	168 WILLOW POINT RD
City	TROUTMAN
State	NC
Zip	28166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L36 CRESCENT LAND & TIMBER S-17
Legal Subdivision	MORRISON FARM RD AREA
Legal Block	82
Legal Lot Number	36
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	4
Census Block	4059
Census Tract	61205

Owner

168 Willow Point Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Iredell County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	168 WILLOW POINT RD, TROUTMAN, NC 28166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK
Jun 1, 2026	Warranty Deed, Transfer · Construction Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Jun 1, 1977 · Amount on File
Deed Book / Page	3218 / 583
Prior Transfer Date	Jun 19, 2024
Prior Transfer Doc	0030771659
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Sep 1, 2026
Property Address	168 WILLOW POINT RD, TROUTMAN, NC 28166
Document Number	0000008421
Book / Page	3238 / 1887
Instrument Date	Sep 1, 2026
Instrument	20268421
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008421,
Date	Sep 1, 2026
Book Page	3238/1887
Instrument	20268421

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2027

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 1, 2026
Property Address	168 WILLOW POINT RD, TROUTMAN, NC 28166
Document Number	3218000583
Book / Page	3218 / 583
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 WILLOW POINT RD, TROUTMAN, NC 28166

Mortgage

Document Number	3218000586,
Date	Jun 1, 2026
Book Page	3218/586

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 27, 2027

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 168 Willow Point Rd was $3,282.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,060 (-) Land $500,000 Building $37,060	$537,060 (-) Land $500,000 Building $37,060
2025	$3,282.00	$537,060 (-) Land $500,000 Building $37,060	$537,060 (-) Land $500,000 Building $37,060
2024	$3,282.00	$537,060 (-) Land $500,000 Building $37,060	$537,060 (-) Land $500,000 Building $37,060
2023	$3,282.00 (+50.97%)	$537,060 (+61.91%) Land $500,000 Building $37,060	$537,060 (+61.91%) Land $500,000 Building $37,060
2022	$2,174.00	$331,710 Land $300,000 Building $31,710	$331,710 Land $300,000 Building $31,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 168 Willow Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Willow Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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