162 Willow Point Rd, Troutman, NC 28166 Property Records

Iredell County property record for 162 Willow Point Rd, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,476 sqft · built 1998
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jul 2022)
Tax Bill	$2,587 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`4629-83-1120.000`

Property Details

APN / Parcel Number

Primary APN	`4629-83-1120.000`
Alternative APNs	`80050129` `80094739`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,476 sqft Heated Area
Gross Area	3,520 sqft
1st Floor Area	1,694 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,492 sqft (0.7 acres)

Exterior Amenities

Porch	Patio
Porch Area	500 sqft
Deck Area	544 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80094739
Street Address	162 WILLOW POINT RD
City	TROUTMAN
State	NC
Zip	28166-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L3 WILLOW POINT PB 27-33
Legal Subdivision	MORRISON FARM RD AREA
Legal Block	83
Legal Lot Number	3
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	4
Census Block	4059
Census Tract	61205

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC A V
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 28, 2022	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Book / Page	2936 / 214
Prior Transfer Date	May 9, 2006
Prior Transfer Doc	17471642
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648

Mortgage

Document Number	0030551969
Date	Apr 17, 2024
Book Page	3055/1969

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC A V
Address	600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028811456
Date	Dec 20, 2021
Book Page	2881/1456

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002824802
Date	Jun 21, 2021
Book Page	2824/802

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 28, 2022
Property Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Document Number	0002936214
Book / Page	2936 / 214
Map Reference	MB 27 PG 33
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 WHISPERING CREEK RD, 508, KING, NC 27021-9146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648

Mortgage

Document Number	0002936216
Date	Jul 28, 2022
Instrument	2936/216

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2824802
Date	Jun 21, 2021
Book Page	2824/802

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2732485
Date	Sep 8, 2020
Book Page	2732/485

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Document Number	26732026
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	162 WILLOW POINT RD TROUTMAN NC 281667648, TROUTMAN, NC 28166-7648

Mortgage

Document Number	26732026
Date	Jan 29, 2020
Book Page	002673/002026

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 18, 2017
Property Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648
Document Number	25291732
Book / Page	2529 / 1732
Map Reference	MB 27 PG 33
Instrument Date	Dec 15, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 DAVIE AVE, 305, STATESVILLE, NC 28677-5318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 WILLOW POINT RD, TROUTMAN, NC 28166-7648

Mortgage

Document Number	25291734
Date	Dec 18, 2017
Instrument	2529/1734

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,200 (-) Land $59,500 Building $361,700	$421,200 (-) Land $59,500 Building $361,700
2025	$2,587.00	$421,200 (-) Land $59,500 Building $361,700	$421,200 (-) Land $59,500 Building $361,700
2024	$2,587.00	$421,200 (-) Land $59,500 Building $361,700	$421,200 (-) Land $59,500 Building $361,700
2023	$2,587.00 (+63.53%)	$421,200 (+76.36%) Land $59,500 Building $361,700	$421,200 (+76.36%) Land $59,500 Building $361,700
2022	$1,582.00	$238,830 Land $30,000 Building $208,830	$238,830 Land $30,000 Building $208,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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